Group Benefits

Group Benefits

MetLife's and its affiliates' range of benefit solutions and expertise can help you confidently recommend strategic benefit programs that meet your clients' diverse needs.

MetLife and its affiliates bring their industry-leading perspectives to their customers' benefit opportunities and challenges. We are committed to providing you the support you need, as you advise your clients and recommend group benefit solutions that can help them strengthen their benefit program and meet the diverse needs of their employees.

Group Auto and Home Insurance¹

Round out your clients' benefit packages by providing them with access to group discounts for property and liability coverage from MetLife Auto & Home^®.

Total Disability Solutions

Our broad portfolio of disability products and services, including our Total Absence Management^SM solution and Health and Wellness Connection, along with flexible plan options, durations, and funding arrangements, are designed to help meet your clients' different budget requirements and provide income protection coverage for their employees.

Group Dental Benefits

To help you meet your clients' benefits objectives from both a cost and value perspective, we offer employers of all sizes a wide variety of cost-effective, flexible benefit plan designs. We are continually integrating the latest market trends, clinical research and practice protocols into our standard plans to offer solutions to help you meet your clients’  goals– with plans employees appreciate.

Group Term Life Products

By recommending group life insurance as part of your clients’ overall benefit programs, you can help them offer a fundamental part of their overall benefit programs with term and permanent² products that protect their employees and those they love. Coverage for accidental death and dismemberment (AD&D) is also available along with cost-effective solutions to help protect employees traveling for business (domestically and internationally) with business travel accident (BTA) policies.

Small Businesses

MetLife offers benefit solutions—life, AD&D, dental, and disability—that are designed, priced, and administered to fit the specialized needs of small- and mid-size companies. Through MetLife, you can provide your clients with the resources and benefit options to help them compete and grow.

Welfare Benefit Funding

MetLife's post-retirement benefit (PRB) solutions provide liability management and funding options for group retiree term life insurance and other employee welfare benefits.

¹ MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority; 6730;Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company CA (OA;6393;Warwick, RI) , and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates and discounts are available in most states to those who qualify. Met P&C®, MetCasSM, and MetDirectSM are licensed in MN. The carriers listed herein operate independently and are not responsible for each other’s financial obligations. MetLife Auto & Home, 700 Quaker Lane, Warwick, RI 02886.

² Group Universal Life Insurance (GUL) and Group Variable Universal Life Insurance (GVUL). Under certain GUL and GVUL plan designs, if the employer replaces the MetLife GUL or GVUL group contract with group life insurance from another insurer, or otherwise terminates the MetLife group contract, the employees’ MetLife GUL or GVUL coverage may also be terminated, even after separation from employment or in retirement.

Like most group life insurance policies, MetLife group policies contain certain exclusions, reductions, limitations, and terms for keeping them in force. Please contact us for costs and complete details.

MetLife Auto & Home and MetLife operate independently and are not responsible for each other’s financial obligations.

GUL is issued by Metropolitan Life Insurance Company, New York, NY 10166. Policy Form No. G2130_S /GPN99.