Solutions for a Global Workforce
MetLife1 provides industry leading products and services in many countries around the world. Our employee benefits products include, among others, Group Life, Disability, Medical2 and Dental as well as our suite of pensions programs and retirement income solutions. Whether your client has a significant presence overseas, or is expanding its global operations, we can help meet the needs of their employees worldwide.
We provide access to these products and services:
Country Specific Plans offering your clients with international operations valuable coverage tailored to the local needs and risk profile
Multinational Pooling that aggregates the financial experience of local plans to help spread risk and control costs3
Healthcare and Cost Management Solutions4 help your clients focus on the wellness of their global workforce in order to improve productivity and engagement through a variety of strategies from contribution strategies to managing employee health through disease prevention and management and health improvement
Expatriate and Third Country National Coverage for your clients with employees on assignment outside of their home country
Captive Solutions allowing companies with a captive insurer in place the ability to cede their international benefits risks to their captive
An important piece in the delivery of our global solutions is the MAXIS Global Benefits Network, a network of insurers established in 1998 by industry leaders MetLife and AXA. The MAXIS network is the largest network of employee benefits insurers with operations in over 100 countries and has leading positions in core regions and markets around the globe. Through member companies in the MAXIS network, we are able to provide an array of employee benefits products and solutions including Life, Disability, Health and Retirement for employees in many countries worldwide.5
To learn more about our global solutions or the MAXIS network, contact your MetLife representative, insurance broker or benefits consultant.
Like most group insurance policies, MetLife group policies contain certain exclusions, reductions, limitations and terms for keeping them in force. Your MetLife representative can provide you with costs and complete details.
1 For purposes of this material on Solutions for a Global Workforce, “MetLife” refers to some or all of the affiliates of MetLife, Inc. American Life Insurance Company (Alico) is an insurer affiliated with MetLife, Inc., and operates through Alico's branches and subsidiaries only outside of the United States. Solicitation and sales on behalf of Alico occur outside of the United States. For non-US based programs in other countries, group insurance policies are issued by MetLife affiliated Alico companies or by non-MetLife affiliated MAXIS member companies. For US based programs, including expatriate programs, group insurance policies are issued by Metropolitan Life Insurance Company, NY, NY or the MetLife affiliated Delaware American Life Insurance Company (DelAmLife), Wilmington, DE. Solicitation and sales on behalf of any MetLife affiliated insurer occur inside or outside the United States in accordance with the license of the respective insurer and are subject to applicable law.
2 Medical coverage is available to employees based outside of the United States and their dependents.
3 The MAXIS Global Benefits Network is generally able to pool each of the following coverages: Life, Disability, Medical and specific retirement plans. Poolable coverages may vary by country.
4 Healthcare Management Solutions are for employee benefits plan purposes only. All employees and other plan participants should rely on the medical and health care judgment and advice of their own medical and health care professionals. Healthcare Management Solutions are not available with MetLife insurance or services in the U.S. including expatriate insurance or services provided under policies or contracts issued in the U.S.
5 Coverages may vary by country.
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To learn more about the breadth of the MAXIS network, visit www.maxisnetwork.com
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