Group Benefits

Life Products

Group Term Life Products

Offer your employees a fundamental part of their overall benefits program with basic, supplemental, and dependent term life insurance products to protect themselves and those they love.

Group Permanent Life¹ Products

Some employees may need a different type of protection to support their insurance and estate tax-planning needs. Permanent Life insurance can provide the right solution for highly compensated employees and the broader based population.

• Group Variable Universal Life (GVUL) combines life insurance protection with a tax-advantaged investment option for employees.

• Group Universal Life (GUL) offers life insurance protection while allowing employees to build cash value for the future by contributing additional premiums into a tax-advantaged, interest bearing account.

Group Accidental Death & Dismemberment

MetLife offers a variety of AD&D products—basic, supplemental, dependent and voluntary—that provide valuable insurance protection, as well as “living benefits” that your employees can take advantage of today.

Business Travel Accident Insurance

Provide customized, cost-effective solutions that help protect employees when they travel for business, both domestically and internationally.

¹ To age 95. In some program designs, if the employer replaces the MetLife GUL/GVUL with group life insurance from another employer or otherwise terminates the MetLife GUL/GVUL group contract, employees' GUL/GVUL coverage may also be terminated, even after separation from employment or in retirement.

Like most group life insurance policies, MetLife group policies contain certain exclusions, reductions, limitations, and terms for keeping them in force. Please contact us for costs and complete details.

Prospectuses for Group Variable Universal Life insurance and its underlying portfolios can be obtained by calling (800) 685-0124. You should carefully consider the information in the prospectuses about the contract's features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding choices. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. All product guarantees are subject to the financial strength and claims-paying ability of Metropolitan Life Insurance Company.

The amounts allocated to the variable investment options of your account balance are subject to market fluctuations so that, when withdrawn or surrendered it may be worth more or less than its original value.

GUL is issued by Metropolitan Life Insurance Company, New York, NY 10166. Policy Form No. G2130_S /GPN99.

Optional Term Life, Dependent Life and AD&D coverage are provided under a group insurance policy (Policy Form GPNP99) issued to the group policyholder  by MetLife. 

Group Variable Universal Life insurance is issued by Metropolitan Life Insurance Company (MLIC), New York, NY 10166 and is distributed by MetLife Investors Distribution Company (MLIDC) (member FINRA), Irvine, CA. 92614. Securities products offered through MetLife Securities, Inc. (MSI) (member FINRA/SIPC). MetLife’s standard certificate forms, available on or after 5/1/09 include: Certificate Forms G.24300(2003); G.24300A(2003); NY-G.24300-STOCK and G.24300A-STOCK. Coverage may also be provided on MetLife’s previous standard Policy Forms 30037(6/96); FL-3003709(5/2005); IN-3003713(6/96); MA-3003720(6/96); MD-3003719(6/96); MN-3003722(6/96); MS-3003723(5/2005); NE-3003726(6/96); NY-3003731(5/2005); OK-3003735(6/96); OR-3003736(5/2005); PA- 3003737(6/96); SC-3003739(6/96); SD-3003740(6/96); and TX-3003772(5/2005).

MLIC, MLIDC and MSI are MetLife companies.