Product Overview

Product Overview

Term Life Insurance
Offer your clients' workforce a fundamental part of their overall benefits program with basic, supplemental, and dependent term life insurance products to protect themselves and those they love.

Permanent Life Insurance¹
Some employees may need a different type of protection to support their insurance and estate tax-planning needs. Permanent Life insurance can help provide the right solution for highly compensated employees and the broader based population.

Accidental Death & Dismemberment
MetLife offers a variety of AD&D products—basic, supplemental, dependent and voluntary—that provide valuable insurance protection, as well as “benefits” that your clients' workforce can take advantage of today.

In addition, MetLife offers valued-added benefits such as Will Preparation², MetLife Estate Resolution Services^SM3, Travel Assistance with Identity Theft Solutions⁴ and Concierge services.  For more information and our complete listing of services, please visit Additional Benefits.

Like most group life insurance policies, MetLife group policies contain certain exclusions, limitations, and reductions of benefits and terms for keeping them in force. Please contact us for costs and complete details.

¹ To age 95

² Will Preparation Services are offered by Hyatt Legal Plans, Inc., Cleveland, Ohio. In certain states, legal services benefits are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, Rhode Island. For New York sitused cases, the Will Preparation service is an expanded offering that includes office consultations and telephone advice for certain other legal matters beyond Will Preparation.

³ Estate Resolution Services are offered by Hyatt Legal Plans, Inc., Cleveland, Ohio. In certain states, Estate Resolution Services are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, Rhode Island.

⁴ Travel Assistance and Identity Theft Solutions services are administered by AXA Assistance USA, Inc. Certain benefits provided under the Travel Assistance program are underwritten by the United States Fire Insurance Company, a member of the Crum & Forster group of insurers. AXA Assistance and the Crum & Forster group are not affiliated with MetLife, and the services and benefits they provide are separate and apart from the insurance provided by MetLife.

Group Term Life is issued by Metropolitan Life Insurance Company, 200 Park Ave., New York, NY 10166. Policy Form GPNP99.

Optional Term Life, Dependent Life and AD&D coverage are provided under a group insurance policy (Policy Form GPNP99) issued to the group policyholder  by MetLife.