Critical Illness
Critical Illness Insurance complements your medical and disability income coverage, easing the financial impact by covering some of your additional expenses.
Thanks to advancements in modern medicine, chances of recovery from a critical illness like a heart attack, cancer, or stroke have greatly improved.
Although most medical plans provide coverage for hospital and medical expenses arising from critical illnesses, there are still many expenses that are not covered, such as medical co-pays, transportation to treatment centers, childcare, and more—could your nest egg withstand the financial impact?
MetLife Critical Illness Insurance policies feature:
- Enhanced coverage to traditional medical plans, consumer-driven health plans, and disability income coverage
- A lump-sum benefit payment to use as you see fit
- Dependent coverage for your spouse/domestic partner and children
- Additional occurrence benefit
- Convenient payment options
- Few medical questions
- No obligation to submit expense receipts
- Coverage that can go with you if you leave your employer under certain circumstances
Critical Illness Insurance does not replace current medical insurance; however, it does offer additional coverage for certain medical conditions.
