For companies with more than 10 employees, MetLife offers a variety of voluntary dental plan designs, utilizing the Preferred Dentist Program (PDP), our PPO.
A thoughtful approach to plan design
Dental Plan Design: Through our thoughtful, practical, consultative approach to plan design, we can help employers increase the value of their voluntary dental benefit plans in ways that meet their goals. We accomplish this by integrating current market trends, clinical research and treatment protocols into our standard plans – providing coverage for services employees want and need. Consider these examples.
Choice of Dental Providers: MetLife voluntary dental plan participants can choose from more than 156,000 participating dental locations, including more than 38,900 specialist locations. Participants can also choose to go outside the network and still receive benefits, though out-of-pocket expenses may be greater.
Network Dental Fees: Our negotiated network dental fees are typically 15% to 45% below community average charges. All dentists who participate in our PDP agree to accept MetLife’s negotiated fees as payment in full for all covered services provided. Plus, our negotiated fees may extend to non-covered services and services provided after the annual benefit maximum has been exceeded.1
Dental Quality Program: MetLife’s Quality Initiatives Program (QIP) helps ensure that participants and dentists have access to information and tools that can help them make the most of their relationship with MetLife. For employers, our focus on education may assist in reducing administrative “noise” and cultivating a workforce that sees real value in their dental benefits program.
Dental Plan Administration: At MetLife, we continue to streamline and improve the benefits delivery process, enhancing employee satisfaction and making it easier to administer your voluntary dental benefit plans in a more efficient and cost-effective manner. Our goal is to create a “quiet” plan to give you more time to focus on other priorities.
MetLife Group Dental is backed by the commitment, knowledge and strength you need to deliver a quality voluntary dental benefits plan that satisfies the needs of your employees and your company. Contact your insurance broker or MetLife representative to learn more.
1Negotiated fees for non-covered services may not apply in all states.
Like most group dental policies, MetLife group policies contain certain exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Please contact us for costs and complete details.
Group dental policies featuring the Preferred Dentist Program (a PPO) are underwritten by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166.
Feedback
