1. Source - AM Best, Full Year 2008 (July 2009 - Total Life Insurance Inforce Face Amount).

2. Rates shown for sample ages at issue are based on Elite Plus as of August 2009 and available with monthly electronic drafts. Rates subject to underwriting and are not guaranteed. Other rating classes, level periods and coverage amounts are available. Rates have been rounded to the nearest dollar.

Like most insurance policies, MetLife's policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. For complete costs and details, see your MetLife Representative.

Life insurance issued by Metropolitan Life Insurance Company, New York, NY, 10166, MetLife Investors USA Insurance Company, Irvine, CA, 92614 (except in NY), policy form #5E-21-04, and First MetLife Investors Insurance Company, New York, NY (NY only), policy form #5E-21-04-NY, members of the MetLife family.

Guarantees apply to certain insurance and annuity products (not securities, variable or investment advisory products) and are subject to product terms, exclusions and limitations and the insurer's claims-paying ability and financial strength.

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