California State University System

Welcome to the California State University’s Tax Sheltered Annuity (TSA) Program Website!

Thank you for choosing MetLife!

By visiting MetLife’s TSA Program website for employees of the California State University, you are taking an important step towards preparing for your retirement and your future financial goals.

MetLife specializes in providing retirement and other financial products and services to educational, healthcare, governmental and other nonprofit employers and their employees, including several state universities in the U.S.

Metropolitan Life Insurance Company:

• Has 140 years of experience as a financial services provider and 85 years experience in benefits administration.¹
• Serves over 70 million people worldwide.
• Provides retirement products and services to over 1.4 million individuals throughout the nation.²

Financial Services Right at Your Workplace

MetLife has a team of Financial Services Representatives dedicated to California State University who specialize in helping CSU employees save for their retirement. Our representatives are available on site at your campus to meet with you one-on-one.

They can:

• Help you assess your retirement savings profile against priorities and goals.
• Help you define when you want to retire and what you want out of your retirement, then translate those goals into numbers.
• Conduct a paycheck analysis.
• Review your plan asset investment allocation with you.
• Schedule plan account reviews at least annually to help you stay on track.

To find the representative nearest you, please visit the Onsite Campus Assistance page or call the California Regional Office at 866-294-0807.

Program Fees

There is no additional administrative charge for investing in the MFSP mutual funds. All mutual funds have investment management fees and other expenses. Some may have 12b-1 fees. Please see the prospectus for each fund for more information.

¹ WWW.MetLife.com, as of January 2008

² LIMRA Not-For-Profit Report, Fourth Quarter, 2007

Federal income tax rules, with certain exceptions, prohibit withdrawals before age 59 ½ from a TSA. Where pre 59 ½ withdrawals are allowed a 10% federal tax penalty may apply. Withdrawals are subject to ordinary income taxes. For any tax qualified account, like a TSA, the tax deferred accrual feature is provided by the tax qualified retirement program therefore, there should be reasons other than tax deferral for acquiring an annuity contract within a retirement program.

MetLife and/or its affiliates receive fees from the fund families and/or their affiliates for certain distribution, administrative and recordkeeping services.