Group Auto and Home Insurance

Overview
FAQ
Instant Auto Quote

Overview

By selecting MetLife Auto & Home’s group insurance program through your employer, you will receive special savings, outstanding service and a wide range of policies to suit your needs. You’ll save time and money with our hassle-free payment options. You’ll get access to knowledgeable insurance consultants whose only goal is to give you great customer service. It’s purchasing insurance made easier!

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Group customers get more!

In addition to the many discounts and features available on our standard policies, find out why group customers get more:

Payroll deduction. Premium payments are automatically deducted from your paychecks. Paying your premiums has never been so easy, or so smart. There are no interest charges or service fees. Plus, you could save as much as 10% on your premiums.
Special group rates. Group discount available just for purchasing your coverage through your employer. Saving money just got more convenient.
Tenure discount. Employee longevity can qualify you for additional discounts! The longer you’re a member of your group, the larger your discount — up to 20%!
Garaging discount. If you park your car in a garage, you may save up to 20%.
One-call service. Our 24/7/365 claim reporting and customer service professionals are all available through one toll-free number—1 800 GET-MET 8 (1-800-438-6388).

Are you eligible for our group program?

If you’re not sure if your company or group offers access to MetLife Auto & Home’s program, ask your human resources or employee benefits representative.

Your peace of mind is guaranteed

Between a job, family, and upkeep of your house and autos, we know that life can get very busy. The last thing you want to add to your to-do list is researching insurance companies and policies for the best coverages and rates. You'll have no worries with your insurance from MetLife Auto & Home^®.

Call our insurance experts and they will find the right coverage that best suits your needs, as well as talk through any questions you have. It goes beyond our best-in-class coverage; most importantly, we'll be here when you really need us, after an accident or other disaster.

Get a free quote today

It’s simple to apply in the group insurance program or receive a free, no-obligation insurance quote.

Auto quotes. Click Instant Auto Quote and enter the requested information OR call toll-free at 1 800 GET-MET 8 (1-800-438-6388) for all of your insurance needs
Find a Group Agent near you

Are you an employer or broker?

If you’d like to find out how the MetLife Auto & Home’s group insurance program could benefit your employees or corporate customers, send us an email at GPAutoHome@MetLifeservice.com or call Voluntary Benefits Sales at 1-800-570-0560.

FAQ

Group Insurance Program

Check out these frequently asked questions for explanations about MetLife Auto & Home^®'s group insurance programs for auto and home insurance and more.

What makes MetLife Auto & Home's group program different from policies provided outside this program?

Because your employer/association has arranged to provide you access to this program as a company benefit, we are able to provide discounted rates and special other “perks” because you are part of a participating group. Your employer may also provide the option of payroll deduction as a payment method – making it so easy and convenient, you will never have to think about writing another check.

You can be sure to expect the same best-in-class coverage, unique features and superior service that comes with every MetLife Auto & Home policy.

How can I get insurance quotes or participate in the group insurance program?

Our Insurance Sales Center is ready to answer all your questions. For group customers, our consultants are available Monday through Saturday. We have extended weekday evening hours to give you more accessible, convenient service.

Auto quotes. Click Instant Auto Quote and enter the requested information.
OR call toll-free at 1-800-GET-MET8 (1-800-438-6388) to speak with a licensed consultant.
Application and general insurance questions. Call 1-800-GET-MET8 (1-800-438-6388) during operating hours (Eastern Standard Time) Monday through Thursday, 8:00 a.m. to 10:00 p.m.; Friday, 8:00 AM to 9:00 PM, and Saturday, 9:00 AM to 4:30 PM. Or email your questions anytime to: GpAutoHome@MetLifeservice.com.
Or you can locate one of our local Group-specific agents for an in-person consultation.

What are my payment options?

MetLife Auto & Home's group insurance program offers you many payment options so you can choose what's easy and convenient for your lifestyle. With most options, your premium payments are divided equally throughout the policy term (in some cases a down payment is required). Your options may include:

Payroll deduction makes paying your premium easy and convenient
Monthly recurring credit card
ExpressIT^®, which makes automatic deductions from your personal bank account
Traditional home billing
Mortgagee billing for home and condo insurance customers

What happens to my insurance policies if I retire or leave my company?

No worries! You could continue your MetLife Auto & Home coverage without interruption. (Subject to applicable law, individual qualification and local availability. If you moved interstate upon your termination, not all policies are available in all states.) Although payroll deduction will obviously not be available if you retire or leave your company, you may be able to pay your insurance premiums through our ExpressIT^® our bank account deduction option, or by credit card, home billing, or, in some cases, pension deduction.

What happens if I go on short-term disability, such as maternity leave, and my premium is deducted from my paycheck?

Your MetLife Auto & Home insurance coverage will stay in effect throughout your leave, subject to policy terms. However, if you were on payroll deduction and you're not receiving a regular paycheck from your employer, you will receive a bill directly from MetLife Auto & Home. When you return to regular employment, your payroll deduction can restart with a simple phone call to 1-800-GET-MET8 (1-800-438-6388).

Is the claims service any different for group customers?

No, claims can be reported 24 hours a day, 7 days a week. Just call 1-800-854-6011.

Instant Auto Quote

Get an instant auto quote today and start saving! See how affordable it is to start really protecting yourself. With MetLife Auto & Home^®, if you are part of a of a participating group, you could get unique advantages that you generally won't find with other carriers - all at no additional charge:

Special rates and discounts as part of an employer or association benefits program
Payroll Deduction payment option (where available)
Replacement Cost for Total Losses³
Deductible Savings Benefit2
Identity Theft Resolution Solutions¹
Replacement Cost for Special Parts³
Enhanced Rental Car Damage Coverage3

Call 1 800 GET-MET-8 (1-800-438-6388)⁵ and speak directly with someone who can guide you in choosing the right policy for you and your family.

1. Identity Theft Resolution Service automatically provided to auto, RV, mobile home (NY only), motorcycle, home, renters, condo, GrandProtect®, PAK II, and Platinum customers. Not available to auto customers in NC and NH, nor to home customers in NC.

2. Not available in all states. In NY, a state-required minimum deductible is required before using this benefit.

3. Subject to deductible and state availability. See policy for restrictions. Not available in MA or NC; special parts coverage not available in TX.

*Telephone quotes are not available in all states.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its Affiliates, Warwick, RI

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Get a Free Quote Today

Instant Auto Quote

Call 1-800-GET-MET8
(1-800-438-6388)

Find a Group Agent Near You

Had an accident?

Call our 24/7/365 claim service at 1-800-854-6011.