Long Term Disability Insurance

Basics

Insuring your income. Protecting your financial security.

Long Term Disability Insurance replaces a portion of your income during an extended period of a disabling illness or accident.  By providing a steady stream of income while you are unable to work, Long Term Disability Insurance can help you meet your financial obligations. MetLife offers Long Term Disability Insurance through employers and also directly to individuals.

Benefits of MetLife’s Long Term Disability Insurance coverage include:

• Monthly Benefit Payments – receive a portion of your salary during each month in which you can’t work full time, after the initial waiting period. Most plans provide benefits up to normal retirement age.

• Return-to-Work and Financial Incentives – eligibility for benefit incentives related to rehabilitation, dependent care, workplace modifications and more.  Learn more.

• Easy Claims Filing Process – report your claim by phone or online

• Compassionate customer service
  

How much do I need?

Getting the right coverage starts with knowing how much you may need. For most people, our quick and easy Disability Calculator can provide a good estimate:

Launch MetLife's Disability Insurance Calculator.