Basics
From burglary to storms, MetLife Auto & Home’s homeowners insurance has your residence covered — inside and out.
If your home or its contents were damaged or destroyed by unfortunate covered events, such as a windstorm/tornado or hail, fire, theft, or vandalism, subject to its terms and conditions, a homeowners insurance policy from MetLife Auto & Home® can provide you with money to:
- Repair your home
- Rebuild your home
- Replace lost or damaged property
We make sure you can restore your house—and your life—with quality homeowners insurance from MetLife Auto & Home.
Learn more about Homeowners Insurance.
It all adds up…
Want to know how much your belongings are worth? Download a Personal Property Inventory and see—you might be surprised.You might also consider:
Auto, boat or recreational vehicle insurance so you're protected when you're on the road or at the marina.
A GrandProtect® insurance policy package for your car, boat, home, and more. One policy package, one deductible, and expanded coverage.
Personal excess liability insurance: supplements your current coverage to help protect your assets from sky-high judgments.
Landlord’s rental dwelling insurance, if you own and rent out an income property.
To request a homeowners insurance quote, call 1-800-MET-HOME(1-800-638-4663).
Details
Homeowners insurance policies are backed by the financial strength of MetLife Auto & Home — so you can count on us to be there when you need us most.
When the unexpected occurs, homeowners insurance from MetLife Auto & Home provides you with comprehensive coverage for a number of scenarios.
For full replacement cost coverage, opt for Coverage A PlusSM. With Coverage A Plus, we pay to rebuild your house, even if the total rebuilding cost exceeds your coverage amount.1 Here’s another bonus—if you purchased your policy five years ago and the cost of materials has since risen, you will get your home rebuilt — regardless of the cost differential.
Our national General Contractor Program gives you access to a network of credentialed contractors who will work with you to achieve expert results wherever you live. What is the best part? All work is guaranteed for two years.
With our replacement cost settlement method there will be no depreciation factored in when reimbursing you for your clothing, electronics, collections, and other personal items.
If you'd like to pay a bit less, get a policy tabulated according to actual cash value. We will deduct for depreciation, so your premium will not be as expensive.
Provided to home customers at no additional charge, Identity Protection Services include the most comprehensive set of features to protect and restore the customer’s identity in case of theft or fraud. Included in this service are Identity Theft Resolution, Military Alert, Estate Management, Travel Benefits, Child Identity Protection, Relocation Services, Medical Identity Theft, and Disaster Mitigation services. Not provided to customers in NC, nor to NH auto customers, nor is it available with all policy forms.
Our claim service is among the industry's best. Whenever you need us, we'll be there—24/7/365. Our knowledgeable representatives will answer all your questions and speed along the resolution of your claim. You can report a claim to us anytime at 1-800-854-6011.
Take advantage of flexible payment plans, including ExpressIT® which conveniently deducts homeowners insurance payments from your bank account. Available payment plans vary by state.
1See policy for restrictions. Coverage not available in all states. Please check your policy for availability. Some losses settled at actual cash value. Losses may be subject to a deductible. Coverage A Plus is capped in some states, such as FL.
MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify.
Need a Home Insurance Quote?
Call 1-800-MET-HOME
(1-800-638-4663) for your free, no-obligation home insurance quote!
