Take advantage of potential market gains while protecting yourself from market downturns. Get guaranteed income for life. By investing a portion of your retirement savings in a variable annuity, you can:
- choose from investment options that have the potential to grow
- purchase optional features that offer protection from market downturns
Learn more about how this works with our online tool, Variable Annuities Simplified.
A variable annuity is a contract between you and a life insurance company where, in exchange for your purchase payments, the insurer agrees to pay out a lump sum or a steady retirement income at a later date. Variable annuities are long-term investment vehicles designed and generally suitable for retirement purposes.
Guarantees apply to certain insurance and annuity products, including optional benefits, (not securities, variable or investment advisory products) and are subject to product terms, exclusions and limitations and the insurer’s claims-paying ability and financial strength.
Like most annuity contracts, MetLife contracts contain exclusions, limitations, holding periods, termination provisions, withdrawal charges and terms for keeping them in force. MetLife Representative can provide costs and complete details. Variable annuity contracts will fluctuate in value and are subject to loss due to market declines even with optional riders. Income base for the optional benefits may not be withdrawn as a lump sum and do not guarantee a minimum return or establish an account value for any investment option. Optional riders, available for an additional charge, may be irrevocable and expire without use.
Variable annuities are offered by prospectus only, which is available from your registered representative. You should carefully consider the product’s features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding choices. This and other information is available in the prospectus, which you should read carefully before investing. The amounts allocated to the variable investment options of your account balance are subject to market fluctuations so that, when withdrawn or annuitized they may be worth more or less than their original value. Product availability and features may vary by state. All product guarantees are based on the financial strength and claims-paying ability of Metropolitan Life Insurance Company.
#1 annuities provider according to LIMRA sales data YTD Q4 2009, based on combined sales of fixed and variable annuities to individuals.
Variable annuities are issued by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166 and distributed by MetLife Investors Distribution Company (member FINRA), 5 Park Plaza, Suite 1900, Irvine, CA 92614. Securities, including variable products are offered through MetLife Securities, Inc., (member FINRA/SIPC), 200 Park Avenue, New York, NY 10166. All are MetLife companies.
