Review your funding options and decide what is best for you
FFA ORP Funding Options
To learn more about the FFA ORP funding options, click on the portfolio name to view the portfolio fact sheet.
To view the FFA ORP monthly performance sheet, click here.
These figures represent past performance which does not guarantee future results. The investment return and contract value will fluctuate over time so that a contract would be worth more or less than the sum of your purchase payments. Current performance may be lower or higher than the performance figures quoted. Performance current to the most recent month end may be reviewed at www.metlife.com/suny.
FFA SRA Funding Options
To learn more about the FFA SRA funding options, click on the portfolio name to view the portfolio fact sheet.
To view the FFA SRA monthly performance sheet, click here.
These figures represent past performance which does not guarantee future results. The investment return and contract value will fluctuate over time so that a contract would be worth more or less than the sum of your purchase payments. Current performance may be lower or higher than the performance figures quoted. Performance current to the most recent month end may be reviewed at www.metlife.com/suny.
* Restrictions and/or withdrawal charges of up to 7% may apply to each contribution to the Fixed Interest Account. Withdrawals in excess of 20% of the Fixed Interest Account in any certificate year are generally subject to a withdrawal charge. The Fixed Interest Account is guaranteed by Metropolitan Life Insurance Company, New York, New York 10116.
C Invests in stocks of small capitalization or mid capitalization companies. Such stocks may fluctuate in value more than stocks of large capitalization companies, and may perform poorly due to the issuers’ limited product lines, markets, financial resources or management experience.
D This portfolio is non-diversified, which means that it invests in a limited number of stocks and is therefore subject to greater overall risk than diversified portfolios. Poor performance of a single security will generally have a more adverse impact on the return of a non-diversified portfolio than on a diversified portfolio, which would normally invest across a greater number of issuers.
F Invests in securities of foreign companies and governments, which involves risks not typically associated with U.S. investments, including changes in currency exchange rates; economic, political and social conditions in foreign countries; and governmental regulations and accounting standards different from those in the U.S.
H Invests in high yield or “junk” bonds, which are issued by companies that pose a greater risk of not paying the interest, dividends or principal their bonds have promised to pay. Such bonds are especially subject to adverse changes in interest rates or other general market conditions, or to downturns in the issuers’ companies or industries.
I Morgan Stanley sponsors the MSCI EAFE Index, Barclays Capital sponsors the Barclays Capital U.S. Aggregate Bond Index and Frank Russell Company sponsors the Russell 2000® Index (together referred to as “index sponsors”). The index sponsors have no responsibility for and do not participate in the management of Portfolio assets or sale of Portfolio shares. Each index and its associated trademarks and service marks are the exclusive property of the respective index sponsors. The Metropolitan Series Fund, Inc. Statement of Additional Information contains a more detailed description of the limited relationship the index sponsors have with Metropolitan Life Insurance Company and the Fund.
R Invests in Real Estate Investment Trusts (REITs), which attempt to profit from the rental and sale of real property or from real estate mortgages. REITs may suffer from declines in real estate values or changes in interest rates.
T Invests in securities of technology companies, which may be subject to abrupt or erratic price changes due to rapid technological developments and intense industry competition. Such emphasis on investments in a single sector will make a portfolio more likely to fluctuate in value due to events affecting that sector.
Y These funding choices are Fidelity Variable Insurance Products funds that are designed as investment vehicles for variable annuity and variable life insurance contracts of insurance companies. MetLife receives a fee from Fidelity for providing certain recordkeeping and administrative services. You are not responsible for these fees.
AA Asset allocation portfolios are "fund-of-funds" portfolios. Because of this two-tier structure, each asset allocation portfolio bears its own investment management fee and expenses, which includes the cost of the asset allocation services it provides, as well as its pro rata share of the management fee and expenses of each underlying portfolio. Without these asset allocation services, the contract owner’s expenses would be lower. Diversification does not ensure a profit or protect against loss.
While diversification through an asset allocation strategy is a useful technique that can help to manage overall portfolio risk and volatility, there is no certainty or assurance that a diversified portfolio will enhance overall return or outperform one that is not diversified.
Pursuant to Circular 230, MetLife is providing you with the following notification: The information contained in this document is not intended to (and cannot) be used by anyone to avoid IRS penalties. This document supports the promotion and marketing of insurance products. You should seek advice based on your particular circumstances by an independent tax advisor.
MetLife, its agents, and representatives may not give legal or tax advice. Any discussion of taxes herein or related to this document is for general information purposes only and does not purport to be complete or cover every situation. Tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the facts and circumstances. You should consult with and rely on your own independent legal and tax advisers regarding your particular set of facts and circumstances.
The asset allocation portfolios are “fund of funds” portfolios. Because of this two tier structure, each asset allocation portfolio bears its own investment management fees and expenses as well as its pro-rata share of the investment management fees and expenses of the underlying portfolios. The contract owner may be able to realize lower aggregate expenses by investing directly in the underlying portfolios instead of the asset allocation portfolios. In that case, you would not receive the asset allocation services of MetLIfe Advisers, LLC.
The Financial Freedom Account Variable Annuity is issued by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10116 on Policy Form G.4333-7 and distributed by MetLife Investors Distribution Company [member FINRA], 5 Park Plaza, Suite 900, Irvine, CA 92614. Securities, including variable products, offered by MetLife Securities, Inc. [member FINRA/SIPC], 200 Park Avenue, New York, New York 10166. Metropolitan Life Insurance Company, MetLife Securities, Inc. and MetLife Investors Distribution Company are affiliates.
Like most annuity contracts, MetLife contracts contain surrender charges, termination provisions, holding periods. exclusions, limitations and terms for keeping them in force. See your representative for complete details.
