Mutual Fund Select Portfolios

The Mutual Fund Select Portfolios (MFSP) is a platform of mutual funds that is made available for retirement savings plans — specifically healthcare, educational, governmental and other nonprofit employer- sponsored retirement plans. Your employer has selected the MFSP funds that will be made available in your plan.

The MFSP funds are made available with a fixed account option that is offered through an annuity contract. Mutual funds offered under MFSP generally have no front-end sales charges. All mutual funds are purchased at net asset value, which means 100% of your contributions are deposited into your mutual fund selections. However, other charges and expenses do apply to an investment in the mutual funds.

This funding program features:

• Mutual funds purchased at NAV
• Various payout options
• No additional administrative fees¹
• Unlimited transfers (some restrictions may apply; please see prospectus for each mutual fund)
• Fixed account option feature through an annuity

Funding Options

To view MetLife Historical Investment Performance, please visit The University of Texas Retirement Employee Benefits website. Under All Funds, simply enter MetLife as the Provider.

Morningstar categories/asset classes used with permission of Morningstar Associates, LLC (Morningstar), which is not affiliated with MetLife.

Charges & Expenses

There are no additional participant plan administrative fees associated with the mutual funds in MSFP. However, each mutual fund has investment management fees and expenses and possibly also 12b-1 fees. The investor will pay the fees and expenses for any of the mutual fund selected. Withdrawals where permitted are subject to IRS rules. They are subject to ordinary income tax and an additional 10% penalty if you are under the age of 591/2. There is no 10% tax penalty for 457 arrangements. Please see the prospectus(es) for more information.

¹ Please refer to the Charges and Expenses discussion below.

Mutual funds are sold by prospectus, which is available from your registered representative. Please carefully consider investment objectives, risks, charges, and expenses before investing. For this and other information about any mutual fund investment please obtain a prospectus and read it carefully before you invest. Investment return and principal value will fluctuate with changes in market conditions such that shares may be worth more or less than original cost when redeemed. The principal value of the Target Date Mutual Fund(s) is not guaranteed at any time, including at the target date. There is no guarantee that a Target Date Mutual Fund will be able to provide income adequate at or through retirement. Target Date Mutual Funds are typically “fund of funds” and therefore have two layers of management fee and expenses. Diversification cannot eliminate the risk of investment losses, and past mutual fund performance is not a guarantee of future results.

Gold Track Select variable annuity is offered by prospectus only, which is available from your registered representative. You should carefully consider the product’s features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well other information about the underlying funding choices. This and other information is available in the prospectus, which you should read carefully before investing. The amounts allocated to the variable investment options of your account balance are subject to market fluctuations so that, when withdrawn or annuitized it may be worth more or less than its original value. Product availability and features may vary by state.

The Registered Fixed Account Option (also known as the Gold Track Select Variable Annuity Fixed Account) is offered by prospectus only, which is available from your registered representative. Withdrawals from the Registered Fixed Account are subject to a market value adjustment. The market value adjustment may be lower or higher than your contract value. All product guarantees are based on the financial strength and claims paying ability of MetLife Insurance Company of Connecticut.

Gold Track Select is issued on policy form number L-14666TX, L-14669TX and L-14672TX by MetLife Insurance Company of Connecticut, 1300 Hall Boulevard, Bloomfield, CT 06002-2910. MetLife Investors Distribution Company LLC (member FINRA) is the principal underwriter, 5 Park Plaza, Suite 1900, Irvine, CA 92614.

Securities, including variable products, are offered through MetLife Securities, Inc., 1095 Avenue of the Americas, New York, NY 10036 (member FINRA, SIPC).

MetLife Insurance Company of Connecticut, MetLife Investors Distribution Company, MetLife Securities Inc., and Metropolitan Life Insurance Company are MetLife companies. MetLife Resources is a division of Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166.

MetLife and/or its family of companies receive fees from the fund families and/or their affiliates for administrative, distribution and recordkeeping services.

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