Dental & Vision

Dental insurance makes it easy to go to the dentist by minimizing out-of-pocket costs for routine dental check-ups, expensive procedures and most things in between.

Vision insurance helps cover fees for annual preventive care check-ups, glasses and contacts

Dental insurance keeps this family smiling

The Coopers realized that better control of their finances could ensure a better future for their children.

Dental Insurance

Keep your smile and your bank account healthy

Whether you’re in need of routine cleanings, braces or a filling, a solid dental plan makes it easier for you to protect your smile and your budget.1

Routine visits to the dentist help prevent costly dental bills later on, as well as problems linked to medical conditions like diabetes or heart disease2

If you have a choice of plans, consider your oral health needs and ability to pay for unexpected major services like a crown

If you have children, consider more comprehensive coverage for less out-of-pocket costs, as well as an option for braces

Dental problems can be unpredictable and expensive. For example, did you know that a crown can cost up to $1,451? 3

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Protect your family’s eyesight

Thanks to his coverage, Darryl’s family could afford to meet his family’s vision needs and take care of his overall health.

Vision Insurance

Take care of your eyes and your health

Even if you have perfect vision, yearly eye exams are essential. You can save4 up to 60% on a range of vision services and eyewear, including yearly eye exams, glasses, contact lenses, fittings and evaluations. 

  • Provides significant savings 
  • Choose from thousands of ophthalmologists and opticians

Did you know eye care professionals are often the first to detect signs of diabetes, hypertension and high cholesterol?5

 

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Dental & Vision - Useful links

Understanding the Need, Plan Design, and Modernizing Plan Designs for Today’s Market

Examines the importance and value of dental coverage, as well as understanding plan design and innovating plan designs based on clinical research.

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Effective Carrier Network Comparisons

Covers how to analyze network size, disruption reports and effective discounts.

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Vision

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1 Savings from enrolling in a dental benefits program will depend on various factors, including the cost of the program, how often members visit a dentist and the cost of services rendered.

2 American Dental Association; Dentists: "Doctors of Oral Health", American Dental Association, Chicago, IL.
http://www.ada.org/en/about-the-ada/dentists-doctors-of-oral-health. Accessed August 7, 2018.

3 Based on MetLife data for a crown (D2740) in ZIP code 19151. This cost reflects the 80th percentile Reasonable and Customary (R&C) fee. R&C fees are calculated based on the lowest of 1) the dentist’s actual charge, 2) the dentist’s usual charge for the same or similar services or the usual charge of most dentists in the same geographic area for the same or similar services as determined by MetLife. This example is used for informational purposes only. Fees in your area may be different.

4 Your actual savings by enrolling in the MetLife Vision Plan will depend on various factors, including plan premiums, number of visits by your family per year and the cost of services rendered. Be sure to review the Schedule of Benefits for your plan’s specific benefits and other important details.

5 James, S.D. (2012, April 11). Get an Eye Exam: Arthritis to Cancer Seen in Eye. ABC News. http://abcnews.go.com/Health/dozens-diseases-diagnosed-simple-eye-exam/story?id=16111097(accessed June 2018).

Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife for complete details.

Benefits are underwritten by Metropolitan Life Insurance Company, New York, NY (MetLife). Certain claim and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates.