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METLIFE SELECTED AS A PROVIDER FOR THE U.S. DEPARTMENT OF VETERANS AFFAIRS DENTAL INSURANCE PROGRAM (VADIP)

Enrollment Began November 15, 2013

New York, November 19, 2013 - MetLife, which has been administering oral health benefits for U.S. workers and their families for more than 51 years, today announced that it has been selected as an official plan for the U.S. Department of Veterans Affairs Dental Insurance Program (VADIP). Enrollment for the program began November 15, 2013, and coverage begins January 1, 2014.

The VADIP is a new three-year national pilot program sponsored by the U.S. Department of Veterans Affairs. The program provides over 8.6 million eligible Veterans the opportunity to purchase voluntary dental insurance for themselves and their family members. Participation in the program is open to Veterans enrolled in the VA health care program and eligible family members who are beneficiaries of the VA's Civilian Health and Medical Program (CHAMPVA).

"We are proud that the VA chose MetLife to participate in the VADIP. This award expands our existing relationship with both the uniformed and non-uniformed population who receive benefits through the Federal Government, and reaffirms our commitment to provide high-quality, competitively priced benefit solutions to this unique market segment," says Pete Schwarz, Vice President of U.S. Government Business at MetLife.

MetLife will offer two options, Standard and High, through the program. Enrollment in the program will be evergreen and not limited to a specific enrollment period. After November 15, 2013, beneficiaries can enroll in either plan as they become eligible.

The program will feature MetLife's PDP Plus network. One of the country's largest networks, PDP Plus provides access to more than 256,000 participating dental offices. VADIP beneficiaries have the freedom to go to any licensed dentist and receive benefits for covered services, however their out-of-pockets costs will usually be lower when they receive in-network care due to significant network discounts on dental charges.

"MetLife's VADIP coverage options provide benefits and savings designed to encourage beneficiaries to take charge of their oral health and get the care they and their families need," says Christen White, Vice President, Group Dental and Vision at MetLife. "In addition to savings through negotiated fees, MetLife also supports plan participants through high-quality standards for our network and a claims process that helps protect participants against inappropriate costs and care."

The program is available in all states, as well as the District of Columbia, Puerto Rico, Guam, the U.S. Virgin Islands, American Samoa and the Commonwealth of the Northern Mariana Islands.

MetLife, the largest administrator of dental benefit plans among all single commercial carriers, provides dental plan administration for more than 21 million people. For more information about MetLife's VADIP, please visit metlife.com/VADIP or call 1-888-310-1681.

About MetLife
MetLife, Inc. is a leading global provider of insurance, annuities and employee benefit programs, serving 90 million customers. Through its subsidiaries and affiliates, MetLife holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East. For more information, visit www.metlife.com.

Contact:

jmahaney@metlife.com

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