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Plan Benefits

Eligibility and Enrollment Details

As a NAFI employee, you are eligible to apply for life insurance for yourself and your eligible dependents. You may enroll for partially employer paid Basic Life/Accidental Death & Dismemberment coverage, voluntary Supplemental Term Life insurance coverage and Dependent coverage.

Enrollment Details:

Please complete and return the enrollment form to your HR Authorized Representative.

  • If enrolling within the first 30 days of being eligible complete the Enrollment Form. To review rates and upon form completion, please return to your HR Authorized Representative.
  • If enrolling or making changes outside of the 30 days, and enrolling your spouse or child(ren), complete the Limited MedicaI Information Form (LMI Form/Short Form SOH)
  • If you answer yes to any of the health questions on the Limited Medical Information Form, please also complete the Full Statement of Health Form

We encourage you to take this opportunity to enroll in the coverage(s) that is right for you and your family.

Basic Life / AD&D

Basic Life includes Accidental Death & Dismemberment (AD&D) Insurance. 

• Employees whose base annual earnings are $48,000 or less may elect an amount equal to the lesser of 1 ½ times base annual earnings or $50,000.     

• Employees whose base annual earnings are more than $48,000 may elect an amount equal to 1 times base annual earnings plus $2,000 up a maximum of $200,000.   

Supplemental Life Insurance Coverage

• All employees may apply for 1 to 2 times base annual earnings up to a maximum of $200,000 

Dependent Life Insurance Coverage

• Option 1: $5,000 for Spouse/Domestic Partner and $2,500 per Child 

• Option 2: $10,000 for Spouse/Domestic Partner and $5,000 per Child

MetLife AdvantagesSM

The following features and services are available as part of MetLife AdvantagesSM with your Supplemental Life Insurance Coverage:
  • Face-to-Face Will Preparation Service:2 Face-to-Face Will Preparation Service at no additional cost. You and your spouse may set up face-to-face or over the phone meetings with an attorney from Hyatt Legal Plans' network of over 14,000 participating attorneys to prepare or update a will, living will, Power of Attorney, and other estate documents.
  • Face-to-Face MetLife Estate Resolution Services:2 Face-to-Face Estate Resolution Service at no additional cost. Estate representatives and beneficiaries may receive face-to-face or over the phone legal assistance with probating your and your spouse's estates. Beneficiaries may also consult an attorney from Hyatt Legal Plans' network for general questions about the probate process.
  • WillsCenter.com3 Helps you or your spouse/domestic partner prepare a will, living will, Power of Attorney and HIPAA Authorization form on your own, at your own pace, 24 hours a day, 7 days a week.
  • Grief Counseling4 provides you, your dependents and your beneficiaries with up to 5 in-person or confidential counseling sessions per event to help cope with a loss — no matter the circumstances — whether it’s a death, an illness, a divorce, losing a pet or even a child leaving home
  • Accelerated Benefits Option5 you can receive up to 100% of your Supplemental Life Insurance proceeds to a maximum of $200,000 in the event that you become terminally ill and are diagnosed with less than 24 months to live. This can go a long way toward helping your family meet medical and other related expenses at this difficult time.