You can never be fully prepared for a major illness. But with critical illness insurance, you can be financially prepared.
What is critical illness insurance?
MetLife Critical Illness Insurance provides a lump-sum payment if you or a covered family member1 is diagnosed with a serious illness. Critical illness insurance works to complement your medical coverage—and pays in addition to what your medical plan may or may not cover. It’s coverage that provides financial support when you or a loved one becomes seriously ill. Upon diagnosis, it provides you with a lump-sum payment of $10,000, $15,000, $20,000, $25,000, $30,000, $40,000 or $50,000 in initial benefits. The payment you receive is yours to spend however you like. Your enrollment is guaranteed and provides coverage for any covered condition diagnosed after the effective date of enrollment. There are no medical questions or tests that are required for coverage, but conditions diagnosed prior to enrollment are not applicable.
Quality health and disability income insurance plans aren’t always enough. There may still be coverage gaps. Disability income plans cover a portion of your income while health insurance may leave you with some expenses to pay including:
- Health plan deductibles
- Out-of-network treatments
- Prescription copays
- Alternative treatments
Access to additional services.
Amazon offers Social Security Disability Advocacy and Advisory Services (DAS), provided through SSDC Services Corp (SSDC), as an added service that is included as part of Amazon’s employee-paid Personal Accident and Critical Illness insurance plans. Amazon’s employees enrolled in the Personal Accident and Critical Illness plans have access to the DAS benefit4, which can help you obtain Social Security Disability Income benefits if your accident or illness is serious enough for you to be permanently disabled for at least twelve months. To determine if your accident and disability qualify for Disability Advocacy Services through SSDC, call SSDC Services Corp. at 866-587-2853.2
Cancer, COVID-19, Parkinson’s disease, and other illnesses have altered the lives of many families—and taken a toll on their financial well-being.
If you’re diagnosed with a serious medical condition, Critical Illness Insurance bridges the gaps in your current plan. There’s no deductible, and you can use the lump-sum payment to cover out-of-pocket expenses, including doctor’s bills, child care, groceries, or a vacation—whatever you like.
- The enhanced 2021 plan includes coverage for infectious diseases, including COVID-19, Anthrax, Lyme Disease, Rocky Mountain Fever, and Typhoid Fever3