CONDITIONS OF USE
To the fullest extent permissible pursuant to applicable law, (1) the materials on this website are provided "as is" and without warranties of any kind either expressed or implied, and MetLife Asia Limited, its affiliates and associated companies (collectively, "MetLife") disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose; (2) MetLife does not warrant that the website or the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components; and (3) MetLife does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes. For complete details please refer to the actual policy or the relevant product or services agreement.
This website may be linked to other websites which are not maintained by MetLife. MetLife is not responsible for the availability, content or accuracy of any external websites and does not make any warranty, express or implied, with respect to the use of any external links. The inclusion of any link to such websites does not imply approval of or endorsement by MetLife of the websites or the content thereof. You acknowledge and agree that you access such websites at your own risk.
LIMITATION OF LIABILITY
While MetLife uses reasonable efforts to include accurate and up to date information on this website, errors or omissions sometimes occur. To the fullest extent permissible under applicable law, MetLife makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall MetLife or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if MetLife or an MetLife authorized representative has been advised of the possibility of such damages. To the fullest extent permissible under applicable law, in no event shall MetLife’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website.
MetLife also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.
RESTRICTIONS ON USE OF MATERIALS
This website is owned and operated by MetLife. Except as otherwise expressly permitted by MetLife, no materials from this website or any website owned, operated, licensed or controlled by MetLife may be copied, reproduced, republished, modified, stored in a retrieval system, used for creating derivative works, uploaded, posted, transmitted (by any form or by any means), distributed or used in any other way for public or commercial purposes. You may download material displayed on this website for your personal use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this website, for public or commercial purposes, including the text, images, audio, and video, without MetLife’s written permission.
MetLife neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties.
Unless otherwise expressly set forth herein, MetLife makes no representation that materials on this website are appropriate or available for use in any location. You choose to access this website on your own initiative and are responsible for compliance with local laws.
Except as expressly set forth herein the information contained on this website is not an offer to sell or a solicitation to buy any insurance product or other product or service by MetLife. No insurance product or other product or service is offered or will be sold by MetLife or, if sold by MetLife, will be effective in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction. Some products and services may not be available in all jurisdictions.
OWNERSHIP OF INFORMATION
To the extent that any software is made available or provided to you on this website, MetLife grants you a non-exclusive, limited and personal licence to download and use the software for your own personal, non-commercial use only. No other rights to the software are granted. All rights including intellectual property rights in the software remain the property of MetLife or the relevant licensors or owners of the software and, except as permitted by law, you may not reverse engineer, decompile, modify or tamper with the software.
You acknowledge and confirm that the internet is not a secure medium where privacy can be ensured, and that complete security and confidentiality over the internet is not possible at this time. Your confidential use of the website cannot be guaranteed and you acknowledge that your use of the website (including information that you may transmit to the website) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimers herein, MetLife shall not be responsible or liable for any harm that you and any other person may suffer in connection with any such breach of confidentiality or security.
MetLife shall not be liable for any loss or damages you may incur if you communicate confidential or personal information to us by electronic means such as electronic mail, or if we communicate such information to you by these means at your request or as a reply to a communication sent by you over the same channel.
MetLife does not warrant the absence of delays, failures, errors, omissions or loss in respect of any information transmitted through this website. MetLife does not guarantee any of the following: a) no viruses or other contaminating or destructive properties will be transmitted through this website; or b) no damage will occur to any computer system connecting to this website. You shall have sole responsibility in protecting and backing up your data and/or equipment; and in taking any precautionary measures against computer viruses or other contaminating or destructive properties as you think appropriate and necessary.
Where a link to a non-MetLife website exists in this website, MetLife shall not be responsible or liable in any way for the content of the linked website including any products, services or other items offered through that website.
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