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Once you get access to this website, you are deemed to agree and accept to be bound by the terms and conditions of this website. This website contains general information to MetLife’s insurance agents and general public for the ease of reference. The information herein shall not in any event construe as any invitations, agreements, promises or guarantees.  MetLife reserves its right to change the information herein from time to time without notice.  You should carefully consider your own situation and if necessary seek independent professional advice. If you would like to obtain further and detailed information on the services and products offered by MetLife, please contact MetLife direct.