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Offerings included at NB Quote with additional options available Value Enhanced Enhanced Plus
Dwelling (Coverage A) 
Product offerings and/or coverages may vary by state.
Loss Settlement Method Replacement Cost or Functional Replacement Cost Replacement Cost or Functional Replacement Cost

Replacement Cost

Extended Protection for Buildings Optional Optional Included
       

Other Structures (Coverage B) 
Product offerings and/or coverages may vary by state.

Percentage of Dwelling
 Coverage

5% (3 & 4 family)

10% (1 & 2 family) of Cov A Limit

10% of Cov A Limit

20% of Cov A Limit

Loss Settlement Method Replacement Cost or Functional Replacement Cost Replacement Cost or Functional Replacement Cost Replacement Cost
       
Personal Property (Coverage C) 
Product offerings and/or coverages may vary by state.
Percentage of Dwelling
 Coverage
5% of Cov A 5% of Cov A 5% of Cov A
Loss Settlement Method Actual Cash Value on Contents Actual Cash Value on Contents Replacement Cost on Contents
       
Loss of Use (Coverage D) Product offerings and/or coverages may vary by state.
Percentage of Dwelling
 Coverage
25% of Cov A Limit 35% of Cov A Limit 40% of Cov A Limit
Coverage D - Prohibited Use 14 Days 14 Days 14 Days
       
Perils & Deductibles 
Product offerings and/or coverages may vary by state.
Perils Insured Against

Broad Named Perils

Covs A, B & C - Broad Named Perils

Special Perils

Covs A & B - all risk w/ exceptions

Cov C - Broad Named Perils

Special Perils

Covs A & B - all risk w/ exceptions

Cov C - Broad Named Perils

Policy Deductible Customer Selectable Customer Selectable Customer Selectable
Personal Liability (Coverage E) $10,000 $10,000 $10,000
Medical Payment to Others (Coverage F) $1,000 $1,000 $1,000
       
Additional Coverages 
Product offerings and/or coverages may vary by state.
Identity Theft and Credit Protection

Resolution Identity Service

Expense Reimbursement up to $25,000

Credit Card Protection up to $10,000 included

Resolution Identity Service

Expense Reimbursement up to $25,000

Credit Card Protection up to $10,000 included

Resolution Identity Service

Expense Reimbursement up to $25,000

Credit Card Protection up to $10,000 included

Building Code Upgrade and Demolition Costs Optional Optional Optional
Personal Injury Optional Optional Optional
       
Special Limitations & Additional Features
Product offerings and/or coverages may vary by state.
Construction Increased Costs Up to 15% of building property limit Up to 15% of building property limit Up to 15% of building property limit
Debris Removal of Trees  Up to $500 - Requires tree to damage a covered structure Up to $500 - Requires tree to damage a covered structure Up to $500 - Requires tree to damage a covered structure
Fire Department Charges - Mutual Aid $500 $500 $500
Fungus and Mold Remediation $10,000 $10,000 $10,000
Loss Assessment $1,000 $1,000 $1,000
Volcanic Action Included Included Included
Jewelry (Theft) $1,500 $1,500 $1,500
Furs (Theft) $1,500 $1,500 $1,500
Silverware and Gold
 Ware (Theft)
$2,500 $2,500 $2,500
Firearms (Theft) $2,500 $2,500 $2,500
Tools (Theft) $5,000 $5,000 $5,000
Memorabilia $5,000 $5,000 $5,000
Coin, Currency, and Stamp Collections  $1,500 $1,500 $1,500
Money $200 $200 $200
Securities $1,500 $1,500 $1,500
Manuscripts $1,500 $1,500 $1,500
Motorized Toys for Children $1,500 $1,500 $1,500
Motorized Tractors $5,000 $5,000 $5,000
Motor Vehicle Parts $500 $500 $500
Watercraft $1,500 $1,500 $1,500
Trailers $1,500 $1,500 $1,500
Business Property $2,500 $2,500 $2,500
Business Use Computers $5,000 $5,000 $5,000