Many benefit plans may fall short of addressing the specific needs of highly compensated employees. Individual Disability Income (IDI) Insurance and Group Variable Universal Life (GVUL) Insurance can provide a cost-effective and efficient way to meet the unique needs of the highly compensated without changing existing group palns.
Like most life insurance policies, MetLife policies contain certain exclusions, limitations, exceptions, reductions of benefits, waiting periods and terms for keeping them in force. Please contact a MetLife representative for costs and complete details.
Prospectuses for Group Variable Universal Life insurance can be obtained by calling (800) 756-0124. You should carefully consider the information in the prospectuses about the contract’s features, risks, charges and expenses, and the investment objectives, risks and policies of the underlying portfolios, as well as other information about the underlying funding choices. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. All product guarantees are subject to the financial strength and claims-paying ability of Metropolitan Life Insurance Company.
Cash value allocated to the variable investment options is subject to market fluctuations so that, when withdrawn or surrendered, it may be worth more or less than the amount of premiums paid.