MetLife’s comprehensive suite of flexible products and services are designed to address the disability and absence needs of employees and employers of all sizes.
Disability Products and Services
Group Short Term Disability (STD) and Long Term Disability (LTD)
Salary Continuance, Administrative Services Only (ASO) and Advice-to-Pay (ATP)1
Voluntary STD2 and Voluntary LTD
Statutory Disability and Paid Family Leave3
LTD Reserve Buy-Outs
Total Absence ManagementSM Leave Management Services4
Our comprehensive portfolio of leave management services can help lessen your clients' administrative burden so they can focus on other tasks.
Federal and State Family Medical Leave (FML) Administration
Paid Family Leave
Company Sponsored Leaves and Absences:
Jury / Witness duty
Military Leave ( USERRA )
Company Medical Leave
Other Company-Sponsored Leaves
A service for employers with 50 – 999 covered employee lives, FMLAssist offers your clients the freedom to elect to submit all or some of their employees' FML requests to MetLife for decision–making - from the simplest to the most complex. Learn More
Disability Health and Wellness Connection6
Promotes utilization of your clients' existing disease management and wellness programs and their medical carrier. This coordinated approach helps drive healthier behaviors that can lead to a more health conscious workforce, reduced absences, earlier return to work (where applicable) and potentially lower incidences of disability.
Disease Management Coordination
Trends and Analysis Reporting
1Self-funded programs available for groups with 500+. Advice-to-Pay available for groups with 200 + covered employee lives.
2 Not available in states with statutory plans except NY
3 Statutory plans self-funded programs and CA VDP/PFL only available for 500+ lives except in NY where available for groups with 10 + and NJ TDB where available for 100 + lives.
4 Available to private employers with a minimum of 1,000+ covered employee lives. FMLA and Leave Management administrative services are only sold in conjunction with group STD (ASO or insured) and insured Group LTD. The employer’s FMLA policy must require that the group disability and workers compensation insurance run concurrently with FMLA.
5Available for customers with 50 – 999 covered employees lives and insured group Long Term Disability through MetLife
6 Available for employers with 3,000+ covered employee lives. MetLife does not provide any Disease Management, Health and Wellness Programs or Data Warehousing. Employers will need to contract for these services outside of their relationship with MetLife.