MetLife's and its affiliates' range of benefit solutions and expertise can help you confidently recommend strategic benefit programs that meet your clients' diverse needs.
MetLife and its affiliates bring their industry-leading perspectives to their customers' benefit opportunities and challenges. We are committed to providing you the support you need, as you advise your clients and recommend benefit solutions that can help them strengthen their benefit programs and meet the diverse needs of their employees.
Round out your clients' voluntary benefit packages by providing their employees with access to group discounts for property and liability insurance coverage from MetLife Auto & Home®.
To help you meet your clients' benefits objectives from both a cost and value perspective, we offer employers of all sizes a wide variety of cost-effective, flexible benefit plan designs. We are continually integrating the latest market trends, clinical research, and practice protocols into our standard plans to offer solutions to help you meet your clients' goals - with plans employees appreciate.
Our broad portfolio of disability products and services, including our Total Absence ManagementSM solution and Health and Wellness Connection, along with flexible plan options, durations, and funding arrangements, are designed to help meet your clients' different budget requirements and provide income protection coverage for their employees.
By recommending group life insurance as part of your clients' overall benefit programs, you can help them offer a fundamental part of their overall benefit programs with term and permanent2 products that protect their employees and those they love. Coverage for accidental death and dismemberment (AD&D) is also available along with cost-effective solutions to help protect employees traveling for business (domestically and internationally) with business travel accident (BTA) policies.
Recommending vision benefits can be a high-value, low-cost way to help your clients better meet their companies' objectives of managing benefit costs, increasing employee productivity, and attracting and retaining employees.4 And, it can help you strengthen your consultative relationships with your clients.
MetLife offers benefit solutions-dental, life, AD&D, disability, and vision - that are designed, priced, and administered to fit the specialized needs of small- and mid-size companies. Through MetLife, you can provide your clients with the resources and benefit options to help them compete and grow.
MetLife's post-retirement benefit (PRB) solutions provide liability management and funding options for group retiree term life insurance and other employee welfare benefits.
1 MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority; 6730;Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company CA (OA;6393;Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates and discounts are available in most states to those who qualify.
2 Group Universal Life Insurance (GUL) and Group Variable Universal Life Insurance (GVUL). Under certain GUL and GVUL plan designs, if the employer replaces the MetLife GUL or GVUL group contract with another group life insurance plan, or otherwise terminates the MetLife group contract, the employees' MetLife GUL or GVUL coverage may also be terminated, even after separation from employment or in retirement.
3 Benefits are underwritten by Metropolitan Life Insurance Company, New York, NY 10166. Certain claim and network administrative services are provided through Vision Service Plan. In certain states, availability of MetLife's group vision benefits is subject to regulatory approval.
4 Tenth Annual MetLife Study of Employee Benefits Trends, March, 2012.
Like most benefit programs, insurance offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations, and terms for keeping them in force. Please contact us for complete details.
MetLife Auto & Home and MetLife operate independently and are not responsible for each other's financial obligations.
GUL is issued by Metropolitan Life Insurance Company, New York, NY 10166. Policy Form No. G2130_S /GPN99.