MetLife works with you to help provide the right products to meet the needs of your diverse workforce.
Our Group Term Life insurance is the foundation of a strong benefits package that provides essential protection to employees. It can also help an employer attract and retain employees by helping them maximize their benefits package, all at competitive group rates.
Term Life provides a work-based Group Life insurance foundation that offers your employees and their dependents a cost-effective financial safety net in their time of need. Coverage options range from Basic and Supplemental Term Life to Dependent Term Life.
Basic Term Life
A core employer-paid benefit that helps meet a portion of a family's income needs in the event of a premature death — it offers flexible options to choose from, including flat benefit amounts or multiples of pay.
Supplemental Term Life is an employee-paid benefit that offers flexible plan designs and innovative tools to help employees gain the extra protection they need to fit their personal insurance needs. For more information about how your employees can get the coverage they need, at no additional cost to you, visit Employee Communications.
Group Life insurance for spouses, domestic partners and eligible children that employees can purchase at group rates.
Voluntary Retiree Life
Voluntary Retiree Life (VRL) is group term life insurance designed specifically for employees who are retiring from active employment and wish to continue some level of coverage into retirement. It's an employee-paid life insurance solution that provides retirees comfort in knowing they have the appropriate protection they desire. Plus, VRL comes with three features from MetLife AdvantagesSM suite of value-add services.
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Like most group life insurance policies, MetLife group policies contain certain exclusions, limitations, and reductions of benefits and terms for keeping them in force. Please contact us for costs and complete details.
Group Term Life is issued by Metropolitan Life Insurance Company, New York, NY. Policy Form GPNP99., New York, NY 10166.