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*Rate shown is for a 30 year old female seeking a 10 year MetLife Term Life insurance policy with a face amount of $250,000 and is based on one of our best underwriting classes and monthly electronic bank account withdrawals.
Rates for coverage amounts $100,000 and up are for our MetLife Term Life Insurance.
MetLife Term Life insurance: The ‘term length’ refers to the time frame in which the policy rates will not go up (level premium period). Significantly increased premiums are necessary to renew the policy after the end of the level premium period. Premiums will increase on an annual basis after the level premium period. This policy is renewable to age 95. Rates are effective as of October 2014 and are subject to underwriting and not guaranteed. Other rating classes, level premium periods, and coverage amounts are available. Rates have been rounded to the nearest dollar.
MetLife Term Life insurance is issued by MetLife Insurance Company USA, Charlotte, NC, 28277, policy form #5E-23-12 (except in NY) (not available in all states), and by Metropolitan Life Insurance Company, New York, NY 10166, policy form #1E-23-12 NY (NY only). Both are MetLife companies.
Rates for coverage amounts under $100,000 are for our Simplified Issue Term Product.
Simplified Issue Term Life insurance: rates are based on current age, gender and face amount. Premiums will increase every 5 years up to age 90 on the policy anniversary date after you reach an age ending in "1" or "6.” (for example: 41, 46, 51). There is no medical exam for this product, just some health questions. Coverage is guaranteed to age 90. Products and features vary by state. Monthly premium rates shown are as of October 2014 and may be subject to change.
Products and features vary by state.
If the insured dies by suicide within two policy years, we will refund the premiums paid, less any policy loans.
Simplified Issue Term Life insurance is issued by MetLife Insurance Company USA, Charlotte, NC 28277 (form #5E-26-13), and in New York by Metropolitan Life Insurance Company, New York, NY 10166 (form #1E-26-13-NY).
All guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Like most insurance policies, MetLife policies contain certain charges, exclusions, termination provisions limitations, and terms for keeping them in-force. A MetLife representative can provide you with costs and complete details.