Plan

Your employer provides you with Basic Term Life and Accidental Death and Dismemberment insurance coverage as follows:

Basic Term Life and Accidental Death and Dismemberment (AD&D) Insurance

Class 1 $10,000
Class 2 1 times your basic annual earnings, subject to a maximum of $1,000,000 and a minimum of $50,000
Class 3 2 times your basic annual earnings, subject to a maximum of $1,000,000 and a minimum of $50,000
Class 5 2 times your basic annual earnings, subject to a maximum of $1,000,000 and a minimum of $50,000

If you are insured for Basic Life Insurance, the County of San Diego will provide Dependent Life insurance for your eligible spouse and child(ren) at no cost to you. The amount of Dependent Life Insurance for your eligible spouse is $2,000. The amount of coverage for your child(ren) is $2,000.

The amount of Dependent Life Insurance for your spouse or child may not exceed 50% of the amount of your Basic Life Insurance.

*Child(ren)’s Eligibility: Dependent children ages from birth to age 26, are eligible for coverage. In TX, regardless of student status, child(ren) are covered until age 25.

Supplemental Term Life Insurance Coverage Options

Life Class   1-3 and class 5
For You 1 to 6 times your basic annual earnings, to a maximum of $2,000,000

Supplemental Life and VADD Coverage Options Class 4

Life Class 4 For Active Employees Maximum Supplemental Life Benefit
Option 1 $10,000 $100,000
Option 2 $30,000 $100,000
Option 3 $50,000 $100,000
Option 4 $75,000 $100,000
Option 5 $100,000 $100,000

Voluntary AD&D Coverage Amounts

All Classes 
For you
  • 1 to 3 times your base annual earnings.
  • The maximun amount of coverage is $1,000,000
Dependent Spouse and Child(ren)
  • Spouse/Domestic Partner- 50% of your coverage amount
  • Child(ren)- 15% of your coverage amount.
Dependent Spouse/Domestic Partner only
  • 60% of your coverage amount.
Dependent Child(ren)only
  • 25% of your coverage amount.

Class Definitions

Class 1
AE Appraisal, Fiscal and Purchasing employees
CE Confidential
CL Clerical employees
CM Construction, Maintenance, Operation and Repair employees
CR Crafts employees
DI District Attorney Investigators
DM District Attorney Investigators – Mid-management
FS Food Service employees
HS Health Service employees
MM Middle Management employees
PO Probation Officers
PR Professional employees
PS Public Service employees
RN Registered Nurses
SO Supervising Probation Officers
SS Social Worker Supervisors
SW

Social Workers

SD6 Local Agency Formation Commissions Non-Management
SR5 San Dieguito River Park Non-Management
   
Class 2
AM Child Support Program Attorney Supervisors
AS Child Support Program Attorneys
CEM Confidential employees – Management
DS Deputy Sheriffs
MA Management employees
NM Not Represented Managers
SM Sheriff’s employees – Management
CS County Counsel Supervisors
PM Public Defenders – Management
CS County Counsel Supervisors
CC Deputy County Counse
DA Deputy District Attorneys
PD Public Defenders
SD2 Local Agency Formation Commissions Management
SR2 San Dieguito River Park Management
   
Class 3
EM Executive Management employees
EO Elected Officials
NA Not Represented Administrators
NE Not Represented Executive employees
UM Unclassified Management employees
SD1 Local Agency Formation Commissions Unclassified
CRX Unclassified-Cheif Administration Officer
SR1 San Dieguito River Park Unclassified
NS Not Represented Support employees
   
Class 5
SCJ Superior Court Judges
   

MyBenefits

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Life Insurance Calculator

Calculate your life insurance needs with our life insurance calculator. Find out how much life insurance you may need to protect the ones you love.

Contact Us

Questions? We're here for you!

Call the County of San Diego Employee Benefits Division at (888) 550-2203
Monday – Friday, 8:00 a.m. – 5:00 p.m. PST

FAQs
Find answers to common questions in our FAQs.

Info for Eligibility and Enrollment related questions: Call For information regarding the County of San Diego Employee Benefits Division at (888) 550-2203
Monday – Friday, 8:00 a.m. – 5:00 p.m. PST

  • For claims and SOH call MetLife at 800-638-6420
  • For beneficiary designations or questions, call MetLife at 866-492-6983
  • For Enrollment or eligibility, call Employee Benefits at 888-550-2203