Rates

**Monthly Costs* for Supplemental Term Life**

You have the option to purchase Supplemental Term Life Insurance. Listed below are your monthly rates (based on your age as of your last birthday).

Employee Optional/Supplemental Rates

Monthly Cost of Insurance per $1,000 coverage unit
Age	Rate Column
Under 35	$0.026
25 - 29	$0.026
30-34	$0.026
35-39	$0.037
40-44	$0.053
45-49	$0.065
50-54	$0.103
55-59	$0.194
60-64	$0.227
65-69	$0.501
70-74	$1.277
75-79	$1.277
80+	$1.277

*Note: When a member becomes insured for Supplemental Life Insurance, the premium rate will be based on the member’s age as of the date the member elected Supplemental Life Insurance. Subsequently, the member’s age on each “salary freeze date” will determine the premium rate and changes will become effective at the beginning of the next plan year.

Rates are subject to the policy’s right to change premium rates, and the employer’s right to change employee contributions.

Use the table below to calculate your premium based on the amount of life insurance you will need.

Example: $100,000 Supplemental Life Coverage

1. Enter the rate from the table (example age 36)	$0.037	$ _______________
2. Enter the amount of insurance in thousands of dollars (Example: for $100,000 of coverage enter $100)	100	________________
3. Monthly premium (1) x (2)	$3.70	$ ________________

Repeat the three easy steps above to determine the cost for each coverage selected.

Contact Us

Questions? We're here for you!

Call the County of San Diego Employee Benefits Division at (888) 550-2203
Monday – Friday, 8:00 a.m. – 5:00 p.m. PST

FAQs
Find answers to common questions in our FAQs.

Info for Eligibility and Enrollment related questions: Call For information regarding the County of San Diego Employee Benefits Division at (888) 550-2203
Monday – Friday, 8:00 a.m. – 5:00 p.m. PST

For claims and SOH call MetLife at 800-638-6420
For beneficiary designations or questions, call MetLife at 866-492-6983
For Enrollment or eligibility, call Employee Benefits at 888-550-2203