Accident Insurance

Accidents can happen at any time. There are more than 150 covered events that pay benefits.1

Accident Insurance

Take comfort knowing you have financial support for accidents

When unexpected injuries lead to unexpected expenses, your accident insurance provides a cash payment that you can use as you see fit, such as to pay for expenses related to events such as sports injuries, auto accidents, bicycle accidents and falls. This plan can supplement your Eastman health care plan by:

  • Paying a lump sum payment paid directly to you

The Plan Summary provides examples of how the coverage may apply, but the specific coverage language is provided in the applicable certificate of insurance. Please review the certificate of insurance to understand the conditions covered, as well as the exclusions and limitations, prior to electing coverage.

1 Covered services/treatments must be the result of an accident or sickness as defined in the group policy/certificate. See your Disclosure Statement or Outline of Coverage/Disclosure Document for more details.

METLIFE’S ACCIDENT INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. The policy or its provisions may vary or be unavailable in some states. There are benefit reductions that begin at age 65, if applicable. Like most group accident and health insurance policies, policies offered by MetLife may include waiting periods and contain certain exclusions, limitations and terms for keeping them in force. For complete details of coverage and availability, please refer to the group policy form GPNP12-AX or contact MetLife.

Benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Hospital does not include certain facilities such as nursing homes, convalescent care or extended care facilities. See MetLife’s Disclosure Statement or Outline of Coverage/Disclosure Document for full details.