Hospital Indemnity Insurance

Hospital1 indemnity insurance pays a cash benefit if you have a planned or unplanned hospital stay or receive other hospital services.2


A hospital indemnity insurance plan may help ease the financial impact of a hospitalization.

Hospital Indemnity Insurance

Can help pay for out-of-pocket costs related to hospital stays

Planned and unplanned hospital stays may lead to expenses that quickly can add up. Hospital indemnity insurance is a plan that can supplement your Eastman health care plan by:

  • Paying a lump sum payment paid directly to you

The Plan Summary provides examples of how the coverage may apply, but the specific coverage language is provided in the applicable certificate of insurance. Please review the certificate of insurance to understand the conditions covered, as well as the exclusions and limitations, prior to electing coverage.

METLIFE'S HOSPITAL INDEMNITY INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. The policy or its provisions may vary or be unavailable in some states. There is a preexisting condition limitation for hospital sickness benefits. MetLife’s Hospital Indemnity Insurance may be subject to benefit reductions that begin at age 65. Like most group accident and health insurance policies, policies offered by MetLife may contain certain exclusions, limitations and terms for keeping them in force. For complete details of coverage and availability, please refer to the group policy form GPNP12-AX, GPNP13-HI, GPNP16-HI or GPNP12-AX-PASG, or contact MetLife. Benefits are underwritten by Metropolitan Life Insurance Company, New York, New York. In certain states, availability of MetLife’s Group Hospital Indemnity Insurance is pending regulatory approval.

1 Hospital does not include certain facilities such as nursing homes, convalescent care or extended care facilities.  See your Disclosure Statement or Outline of Coverage/Disclosure Document for full details.   

2 Covered services/treatments must be the result of an accident or sickness as defined in the group policy/certificate. See your Disclosure Statement or Outline of Coverage/Disclosure Document for more details.

3 There is a pre-existing exclusion for covered sicknesses. See your Disclosure Statement or Outline of Coverage/Disclosure Document for full details.