Hospital Indemnity Insurance

Can help cover the costs of an unexpected hospital1 stay

Helpsyou

A hospital indemnity insurance plan may help ease the financial impact of a hospitalization.

Hospital Indemnity Insurance

Can help pay for out-of-pocket costs related to hospital stays

Expenses for hospital1 stays can add up fast, and having additional financial support can help to ease worry in your time of need.

The Plan Summary provides examples of how the coverage may apply, but the specific coverage language is provided in the applicable certificate of insurance. Please review the certificate of insurance to understand the conditions covered, as well as the exclusions and limitations, prior to electing coverage.

Hospital Indemnity Plan Summary

Hospital Indemnity Outline of Coverage

HOSPITAL INDEMNITY FLYER

METLIFE'S HOSPITAL INDEMNITY INSURANCE IS A LIMITED BENEFIT GROUP INSURANCE POLICY. The policy is not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. The policy or its provisions may vary or be unavailable in some states. There is a preexisting condition limitation for hospital sickness benefits. MetLife’s Hospital Indemnity Insurance may be subject to benefit reductions that begin at age 65. Like most group accident and health insurance policies, policies offered by MetLife may contain certain exclusions, limitations and terms for keeping them in force. For complete details of coverage and availability, please refer to the group policy form GPNP12-AX, GPNP13-HI, GPNP16-HI or GPNP12-AX-PASG, or contact MetLife. Benefits are underwritten by Metropolitan Life Insurance Company, New York, New York. In certain states, availability of MetLife’s Group Hospital Indemnity Insurance is pending regulatory approval.

1 Hospital does not include certain facilities such as nursing homes, convalescent care or extended care facilities.  See your Disclosure Statement or Outline of Coverage/Disclosure Document for full details.