Group Term Life Insurance

What’s more important than knowing your loved ones are protected?

GVUL Life Insurance

MetLife’s Group Variable Universal Life (GVUL) insurance is a single policy with two features — life insurance and savings options.

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Term to GVUL Changes

If you would like to switch your current coverage from Group Term to GVUL coverage please email Include the following details in the email; full name, employee ID, confirmation you are looking to switch your current Group Term coverage to GVUL. An Enrollment Booklet will be emailed within 1-2 days which will allow you to change your coverage.

Company paid life insurance, group term life, dependent life and voluntary accidental death & dismemberment coverage (VAD&D) are Company-sponsored ERISA plan benefits while GVUL is a product issued by Metropolitan Life Insurance Company as insurer and is not a Company-sponsored employee benefit subject to ERISA. Company paid life insurance, group term life, dependent life and VAD&D coverage are Company-sponsored plan benefits.

Like most group insurance policies, insurance policies offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Please contact your benefits administrator or your MetLife Group Representative for costs and complete details.

Coverage is subject to review and approval by MetLife based upon its underwriting rules.

Nothing in these materials is intended to be advice for any particular situation or individual. Like most insurance policies, MetLife GVUL contains exclusions, limitations and terms for keeping it in force. MetLife can provide you with costs and complete details.

Money allocated to the variable investment portfolios is subject to market risk, and when redeemed may be worth more or less than your original investment. Please review the GVUL prospectuses for important information regarding the variable investment portfolios, including charges and expenses.

Prospectuses for Group Variable Universal Life insurance and its underlying portfolios can be obtained by calling (800) 756-0124. You should carefully read and consider the information in the prospectuses regarding the contract's features, risks, charges and expenses, as well as, the investment objectives, risks, policies and other information regarding the underlying portfolios prior to making any purchase or investment decisions. Product availability and features may vary by state. All product guarantees are subject to the financial strength and claims-paying ability of Metropolitan Life Insurance Company.

Group Variable Universal Life insurance has limitations. There is no guarantee that any of the variable options in this product will meet its stated goals or objectives. Cash value allocated to the variable investment options is subject to market fluctuations so that, when withdrawn or surrendered, it may be worth more or less than the amount of premiums paid. 

Group Variable Universal Life insurance (GVUL) is issued by Metropolitan Life Insurance Company (MLIC), New York, NY 10166, and distributed by MetLife Investors Distribution Company (MLIDC) (member FINRA). MLIC and MLIDC are MetLife companies. MetLife's standard Certificate Forms, available on or after 5/1/09 include: Certificate Forms G.24300(2003); G.24300A(2003); NY-G.24300-STOCK and G.24300A-STOCK. Coverage may also be provided on MetLife's previous standard Policy Forms 30037(6/96); FL: 3003709(5/2005); IN: 3003713(6/96); MA: 3003720(6/96); MD: 3003719(6/96); MN: 3003722(6/96); MS: 3003723(5/2005); NE: 3003726(6/96); NY: 3003731(5/2005); OK: 3003735(6/96); OR: 3003736(5/2005); PA: 3003737(6/96); SC: 3003739(6/96); SD: 3003740(6/96); and in TX: 3003772(5/2005).