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Long Term Disability

Insuring your income. Protecting your financial security.

Long Term Disability Insurance replaces a portion of your income during an extended period of a disabling illness or accident.  By providing a steady stream of income while you are unable to work, Long Term Disability Insurance can help you meet your financial obligations. 

Benefits of MetLife’s Long Term Disability Insurance coverage include:

  • Monthly Benefit Payments – receive a portion of your salary during each month in which you can’t work full time, after the initial waiting period. Most plans provide benefits up to normal retirement age.
  • Return-to-Work and Financial Incentives – eligibility for benefit incentives related to rehabilitation, dependent care, workplace modifications and more.
  • Easy Claims Filing Process – report your claim by phone or online
  • Compassionate customer service

How much do I need?

Getting the right coverage starts with knowing how much you may need. For most people, our quick and easy Disability Calculator can provide a good estimate: 

Launch MetLife's Disability Insurance Calculator.