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Auto and Home

Between a job, family, and upkeep of your house and autos, we know that life can get very busy.

The last thing you want to add to your to-do list is researching insurance companies and policies to find the best coverages and premiums for you. You'll have little to worry about with your insurance from MetLife Auto & Home®.

With MetLife Auto & Home's Group Insurance Program, you can get special savings and a wide range of coverage options to suit your needs. Just check in with your employer to see if they offer access to auto and home insurance through work.

Group customers get more.

In addition to the many discounts and features available to our customers, find out why group customers get more:

  • Payroll deduction. Premium payments can be automatically deducted from your paychecks. Paying your premiums has never been so easy, or so smart. There are no interest charges or service fees. Plus, you could save as much as 10% on your premiums. Or, if payroll deduction is not for you, choose one of our other convenient payment options.
  • Special group discounts. Discount available to employees of participating employers or associations. Saving money just got more convenient.
  • Tenure discount. Employee longevity can qualify you for additional discounts. The longer you've worked at your job, the larger your discount - up to 20%,
  • Take it with you. If you ever change employers or retire, don't worry about having to change your auto and homeowners policy with MetLife Auto & Home. You can take it with you wherever you go.
  • Acclaimed and convenient claim service. All insurers can boast about 24/7/365 claim service - but at MetLife Auto & Home our claim service goes above and beyond, by helping our customers through the large and the small claims with equal caring and understanding. We are there when you need us most. Plus, with new online claim services you can get payments easier and faster than ever before.
Frequently Asked Questions
What makes policies offered within MetLife Auto & Home's insurance program different from other polices? Collapsed Expanded

Because your employer has arranged to provide you access to this program as a benefit of your employment, we are able to provide discounted rates because you are part of a participating employer. Your employer may also provide the option of payroll deduction as a payment method - making it so easy and convenient, you will never have to think about writing another check.

You can be sure to expect the same best-in-class coverage, unique features, and superior service that comes with every MetLife Auto & Home policy.

How can I get insurance quotes or participate in this insurance program? Collapsed Expanded

Our Insurance Sales Center is ready to answer all your questions. Our consultants are available Monday through Saturday, with extended weekday evening hours to give you more accessible, convenient service.

  • Call toll-free at 1 888-515-6112 to speak with a licensed consultant
  • Or, visit and click on our instant auto quote option
What are my payment options? Collapsed Expanded

MetLife Auto & Home's insurance program offers you many payment options so you can choose what's easy and convenient for your lifestyle. Your options may include:

  • Payroll deduction makes paying your premium easy and convenient
  • Monthly recurring credit card*
  • ExpressIT®, which makes automatic deductions from your personal bank account
  • Traditional home billing
  • Mortgagee billing for home and condo insurance customers
What happens to my insurance policies if I retire or leave my company? Collapsed Expanded

No worries. You may be able to continue your MetLife Auto & Home coverage without interruption. (Subject to applicable law, individual qualification and local availability.)

What happens if I go on short-term disability, such as maternity leave, and my premium is deducted from my paycheck? Collapsed Expanded

Your MetLife Auto & Home insurance coverage will stay in effect throughout your leave, subject to policy terms. However, if you were on payroll deduction and you're not receiving a regular paycheck from your employer, you will receive a bill directly from MetLife Auto & Home.

*Use of credit/debit card is optional. The same insurance is available regardless of the method of payment.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices at 700 Quaker Lane, Warwick, RI 02886. Coverage, rates, discounts and policy features vary by state and form and are available in most states to those who qualify.

This information, although a reasonable description of the coverage provided, does not constitute part of the policy or binder of insurance and shall not be construed to replace any provision of the policy itself. In the event of any conflict between the policy and this information, the provisions of the policy shall prevail. It is therefore important that you read your policy carefully for complete details.