Skip Navigation

Veterinary Pet Insurance

If your pet becomes sick or hurt, you may not have enough saved to cover the expense.

Taking your pet to the veterinarian can be very costly. Veterinary Pet Insurance® (VPI®) makes it a little easier to be prepared. From wellness care to significant medical incidents, VPI is the smart way to protect your pet's health. By having an insurance policy in effect which covers your pet, you are able to minimize some of the medical costs associated with these visits and treatments.

Covered Conditions

  • Ear infections
  • Skin rashes
  • Accidents, including lacerations, poisonings, fractures, sprains and wounds
  • Vomiting
  • Cancer
  • Diabetes
  • Kidney and bladder infections
  • Leukemia
  • Abscesses
  • Respiratory problems
  • And more


  • Use any veterinarian worldwide - including specialists and emergency providers
  • Benefits that renew in full each year
  • No additional charge for chronic care coverage
  • No lifetime limits
  • Nation's oldest and largest pet insurer
Frequently Asked Questions
Why should I get pet insurance? Collapsed Expanded

Three important reasons to enroll:

  • Accidents and illnesses will happen to your pet over his or her lifetime.
  • You don't want to be caught unprepared for your pet's veterinary expenses.
  • You should never have to ask, "Can I afford to follow my veterinarian's recommendation?"
Are there any additional features that come with VPI? Collapsed Expanded

Optional CareGuard® can be added to any VPI plan. You get coverage consisting of no-deductible protection and reimbursement for a wide range of preventative care.

How do I use the policy? Collapsed Expanded

Use your VPI policy in three easy steps:

  • Pay for your pet's treatment at the time of service.
  • Fax or mail our easy-to-use claim form along with your receipts.
  • After meeting your policy's annual deductible, you'll be reimbursed according to your plan's benefit schedule.