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Financial Freedom Account

Click on an option below to see information for the Financial Freedom Account variable annuity:


American Funds Balanced Allocation Portfolio
American Funds Growth Allocation Portfolio
American Funds Moderate Allocation Portfolio
MetLife Asset Allocation 20 Portfolio
MetLife Asset Allocation 40 Portfolio
MetLife Asset Allocation 60 Portfolio
MetLife Asset Allocation 80 Portfolio
MetLife Asset Allocation 100 Portfolio
SSGA Growth and Income ETF Portfolio
SSGA Growth ETF Portfolio

American Funds Growth Fund
American Funds Growth-Income Fund
BlackRock Capital Appreciation Portfolio
BlackRock Large Cap Value Portfolio
ClearBridge Aggressive Growth Portfolio
Fidelity VIP Equity-Income Portfolio
Fidelity VIP Growth Portfolio
Jennison Growth Portfolio
MetLife Stock Index Portfolio
MFS® Value Portfolio
T. Rowe Price Large Cap Growth Portfolio
Met/Wellington Core Equity Opportunities Portfolio
Met/Wellington Large Cap Research Portfolio

Calvert VP SRI Mid Cap Growth Portfolio
Frontier Mid Cap Growth Portfolio
Invesco Mid Cap Value Portfolio
Met/Artisan Mid Cap Value Portfolio
MetLife Mid Cap Stock Index Portfolio
Morgan Stanley Mid Cap Growth Portfolio
T. Rowe Price Mid Cap Growth Portfolio

Invesco Small Cap Growth Portfolio
Loomis Sayles Small Cap Core Portfolio
Loomis Sayles Small Cap Growth Portfolio
Neuberger Berman Genesis Portfolio
Russell 2000® Index Portfolio
T. Rowe Price Small Cap Growth Portfolio

Calvert VP SRI Balanced Portfolio
MFS® Total Return Portfolio
Met/Wellington Balanced Portfolio

American Funds Global Small Capitalization Fund
Baillie Gifford International Stock Portfolio
Harris Oakmark International Portfolio
Loomis Sayles Global Markets Portfolio
MFS® Research International Portfolio
MSCI EAFE® Index Portfolio
Oppenheimer Global Equity Portfolio

American Funds Bond Fund
Barclays Aggregate Bond Index Portfolio
BlackRock Bond Income Portfolio
Fidelity VIP Investment Grade Bond Portfolio
Met/Franklin Low Duration Total Return Portfolio
PIMCO Inflation Protected Bond Portfolio
PIMCO Total Return Portfolio
Western Asset Management Strategic Bond Opportunities Portfolio
Western Asset Management U.S. Government Portfolio

Clarion Global Real Estate Portfolio

Fidelity VIP Government Money Market Portfolio




Investment Performance Is Not Guaranteed.

Prospectuses for variable annuities issued by a MetLife insurance company, and for the investment portfolios offered thereunder, are available from your financial professional. The contract prospectus contains information about the contract’s features, risks, charges and expenses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the living and death benefits.

Variable annuities are long-term investments designed for retirement purposes. MetLife variable annuity products have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn or annuitized, it may be worth more or less than its original value, even when an optional protection benefit is elected. All product guarantees, including optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details.

MetLife Shield Level Selector and MetLife Shield Level Selector 3-Year are long-term investments designed for retirement purposes and have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is a risk of substantial loss of principal for losses beyond the Shield Rate you select, because you agree to absorb all losses that exceed your chosen Shield Rate. Please refer to “Risk Factors” in the contract prospectus for more details. All contract guarantees, including the optional death benefit and annuity payout rates, are subject to the claims-paying ability and financial strength of the issuing insurance company.

Annuity withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% Federal income tax penalty. Withdrawals will reduce the living and death benefits and account value. Withdrawals may be subject to withdrawal charges. Withdrawals prior to age 59½ from a 403(b) annuity or prior to age 70½ from a 457(b) plan are generally restricted. Withdrawals of taxable amounts are subject to ordinary income tax and if taken before age 59½ (where permitted) may be subject to a 10% Federal income tax penalty. However, a distribution from a 457(b) plan before age 59½ (where permitted) is not subject to the 10% federal income tax penalty, unless the distribution is from a governmental 457(b) plan and is attributable to rollover amounts accepted from another type of eligible retirement plan (such as a 403(b) contract or IRA). Distributions of taxable amounts from a non-qualified annuity may also be subject to the 3.8% Unearned Income Medicare Contribution Tax on Net Investment Income if your modified adjusted gross income exceeds the applicable threshold amount.

Annuities are issued by Metropolitan Life Insurance Company; New York, NY; and are offered through MetLife Investors Distribution Company ("MLIDC"), New York, NY 10166. All products are distributed by MetLife Investors Distribution Company (member FINRA).

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