Dental Coverage with savings, convenience and service.1
This year, don’t forget dental insurance. It’s an important part of managing your health and creating a personal safety net. MetLife and its affiliates are committed to providing access to group dental plans that help you live healthier and save.1Sign up at work today.
The following dental plans are available as employee benefits:
- Preferred Dentist Program (Dental PPO)
- Managed Dental Plans: Dental HMO/Managed Care (available in CA, FL, TX, NY, NJ)
If you have questions about your dental plan, please contact your company's benefits administrator.
1 Savings from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of services rendered.
Availability is subject to a MetLife group dental benefits plan being offered by your employer.
Savings from enrolling in a dental benefits plan will depend on various factors, including plan design and premiums, how often participants visit the dentist and the cost of services rendered. These hypothetical In-network savings examples are based on average charges in the Philadelphia area, for procedure codes D1110, D00270, D2150, D3330 and D2740. It assumes that the annual deductible has been met. Average MetLife dental plan cost based on book of business average individual premium as of 9/14. Correctable Conditions Affecting Your Appearance, Health and Aging Report
While costs will vary based on where you live, the average family of four spends $1,824 a year on dental services, not including the cost of braces.2 Meanwhile, the average cost for dental coverage is $624.00.3
2 National Average; Source: Bureau of Economic Analysis, 2012. This statistic does not include amounts paid for insurance premium.
3 National Association of Dental Plans; Premium and Benefit Utilization Trends: 2011 Dental Benefits Report; January 2012.
Group dental insurance policies featuring the MetLife Preferred Dentist Program are underwritten by Metropolitan Life Insurance Company, New York, NY.
Dental Managed Care Plan benefits are provided by Metropolitan Life Insurance Company, a New York corporation in NY. Dental HMO plan benefits are provided by: SafeGuard Health Plans, Inc., a California corporation in CA; SafeGuard Health Plans, Inc., a Florida corporation in FL; SafeGuard Health Plans, Inc., a Texas corporation in TX; and MetLife Health Plans, Inc., a Delaware corporation and Metropolitan Life Insurance Company, a New York corporation in NJ. The Dental HMO/Managed Care companies are part of the MetLife family of companies.
"DHMO" is used to refer to product designs that may differ by state of residence of the enrollee, including but not limited to: "Specialized Health Care Service Plans" in California; "Prepaid Limited Health Service Organizations" as described in Chapter 636 of the Florida statutes in Florida; "Single Service Health Maintenance Organizations" in Texas; and "Dental Plan Organizations" as described in the Dental Plan Organization Act in New Jersey.
Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Please contact MetLife or your plan administrator for complete details.