MetLife Vision is a vision preferred provider organization (PPO) plan available to employees of participating groups.
Your eyes deserve the best care to keep them healthy. You can go to any licensed eye care professional you choose for your vision needs.1 Or you can select from any of the thousands of network ophthalmologists, optometrists and opticians, working out of private practices and at top optical retail chains such as Costco Optical, America’s Best, Cohen’s Fashion Optical, Eyeglass World, For Eyes Optical, Pearle Vision2, Shopko, and Visionworks to save even more.
Protect the eyesight of every member of your family.
Every member of your family can reap the benefits of the MetLife Vision plan, even those who don’t wear glasses. Routine eye exams can do more than just protect your eyesight – these visits can be important to your family’s overall health. An eye exam may even detect other health problems such as diabetes or hypertension.3
With MetLife Vision, you can see well, stay healthy and save more.4
1 Additional savings on laser vision correction are only available from MetLife participating locations.
2 Not all Pearle Vision locations participate in the MetLife Vision program. Please visit www.metlife.com/vision to confirm participating locations by using our Find A Provider online directory.
4 Your actual savings by enrolling in the MetLife Vision Plan will depend on various factors, including plan premiums, number of visits by your family per year and the cost of services rendered. Be sure to review the enclosed Schedule of Benefits for your plan’s specific benefits and other important details.
MetLife Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates. In certain states, availability of MetLife’s Group Vision benefits is subject to regulatory approval.
Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, reductions, limitations, waiting periods, and terms for keeping them in force. Please contact MetLife or your plan administrator for costs and complete details.
Review your plan coverage before your appointment.
At your appointment, tell them you have the MetLife Vision plan. No ID card is necessary.
That is it! MetLife will handle the rest – there are no claim forms to complete when you see an in-network provider. That is how simple it is! If you visit an out-of-network provider, you will pay the provider in full for the services and eyewear received at the time of your appointment, including taxes. Then you will submit a completed MetLife Vision claim form and itemized receipt to: MetLife Vision; P.O. Box 385018, Birmingham, AL 35238-5018.
No. You can visit any provider. However, your out-of-pocket costs are usually lower when you visit an in-network provider, and you have the opportunity to save even more.*
*Your actual savings by enrolling in the MetLife Vision Plan will depend on various factors, including plan premiums, number of visits by your family per year and the cost of services rendered. Be sure to review the enclosed Schedule of Benefits for your plan’s specific benefits and other important details.
Not if you visit a network provider or visit a Walmart or Sam’s Club location. You do not need to file claims if you stay in-network for care. The network provider will confirm your eligibility, submit the claim and calculate your out-of-pocket costs, if any, at the time of service. Additionally, MetLife has an agreement with Walmart that Walmart and Sam’s Club locations will accept MetLife Vision plans, verify eligibility and submit claims. If you visit an out-of-network provider other than WalMart or Sam’s Club, you pay the provider in full for the services and eyewear received at the time of your appointment, including taxes. Then you submit a completed MetLife Vision claim form and itemized receipt to: MetLife Vision; PO Box 997565; Sacramento, CA 95899-7565. Claim forms are available on MyBenefits or via phone at 1-855-MET-EYE1 (1-855-638-3931) once you’ve enrolled.
With this plan, you have access to thousands of private practice optometrists, ophthalmologists and opticians – credentialed according to National Committee of Quality Assurance (NCQA) standards – as well as top retail optical providers, like Costco Optical, Visionworks, and more. You have the convenience to choose based upon your needs and preferences at the time of service. To locate a MetLife Vision network provider 24 hours a day, seven days a week, select Find a Vision Provider or call MetLife Vision at 1-855-MET-EYE1 (1-855-638-3931) for access to our 24/7 Interactive Voice Response system.
If you used your benefits at an in-network provider, you do not need to check the status of a claim, as we will work with your provider directly. If you filed an out-of-network claim, simply visit www.metlife.com/mybenefits, our secure member website, to check your claim history.
No. You do not need an ID card in order to get services through your vision plan. If you wish, you may print your ID card at www.metlife.com/mybenefits and present it to your vision provider at your next appointment.
Yes. Your vision plan includes discounts on additional services from participating private practice providers, including 20% off complete pairs of prescription eyeglasses and sunglasses. Go to our secure member website to view the full details of the additional discounts available.
You can choose the eyewear that is right for you and your budget. All network private practice and retail locations offer a broad spectrum of eyewear options. From classic styles to the latest designer frames, you will find hundreds of options for you and your family.
MetLife does not have an in-network mail order program. If you purchase contact lenses through the mail it will be out-of-network and you will need to submit your claim and receipts to MetLife for your out-of-network reimbursement.
MetLife Vision's Laser VisionCare Program provides members with discounts through contracted laser facilities. Discounts average 15% off or 5% off a promotional offer for laser vision surgery, including PRK, LASIK and Custom LASIK*.
*Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional cost to the member. Additional savings on laser vision care is only available at participating locations.
Yes. Your MetLife Vision benefits allow you to get an eye examination from one provider and your glasses or contact lenses from another. You will need to check with your provider to see what his or her policy is for filling another doctor’s prescription. However, please note, under this plan, only one lens benefit (either glasses or contact lenses) is allowed per frequency.
Yes. You can use your Flexible Spending Account (FSA) to pay for a variety of health-related out-of-pocket expenses, including those associated with ancillary benefits like this plan. Money from the FSA can be applied toward the eye exam copay, out-of-pocket costs for prescription glasses or contact lenses (including upgrades) and supplies such as contact lens solution. Employees can even use FSA funds for LASIK surgery.
MetLife Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates. In certain states, availability of MetLife's Group Vision benefits is subject to regulatory approval.
Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms for keeping them in force. Please contact MetLife or your plan administrator for costs and complete details.
Find a Vision Provider
MetLife Vision PPO
An insured vision preferred provider organization (PPO) plan offering in- and out-of-network benefits.
MetLife Discount Vision
A discount only program offered only through participating private practice providers.
SafeGuard Vision Plans
Insured vision plans offered through SafeGuard in CA, FL and TX.
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