What Is Term Life Insurance?
Term life insurance is often the most affordable coverage because it offers protection for a specific number of years. You may want to purchase a term life insurance policy to:
- Get maximum coverage at an affordable price
- Cover specific financial responsibilities like a mortgage or college expenses
- Supplement a permanent policy or work policy
Simplified life insurance
For coverage amounts below $100,000, we offer simplified issue term life insurance, with no medical exam and same-day approval. You can buy this coverage right over the phone today.
Level term life insurance
For coverage amounts $100,000+, we offer term life insurance policies with premiums guaranteed not to increase for the length of the term. You can apply by phone or online for this coverage today.
See how affordable term life insurance can be-start here with an instant quote.
Congratulations on taking an important first step toward getting affordable protection! A MetLife representative will be in touch within 1 business day to answer any questions or start your application by phone.
My overall experience with MetLife and its agents has been time effective and friendly. From my initial contact, MetLife and its reps have maintained an open line of customer service either by phone or on the internet. The in-home visit by the nurse was great for convenience and time consideration as well. The rates are appropriate and competitive. Thanks MetLife! - WorryFree (Chicago IL)
Like most insurance policies, MetLife's policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. For complete costs and details, see your MetLife Representative.
Guaranteed Level Term Life Insurance is issued by MetLife Investors USA Insurance Company, Irvine, CA 92614 (except in NY), policy form #5E-21-04, and First MetLife Investors Insurance Company, New York, NY 10166 (NY only), policy form #5E-21-04-NY. MetLife Term Life Insurance is issued by MetLife Investors USA Insurance Company, Irvine, CA 92614, policy form #5E-23-12 (except in NY)(not available in all states), and by Metropolitan Life Insurance Company, New York, NY 10166, policy form #1E-23-12-NY (NY only).
Simplified Issue Term Life Policy is issued by MetLife Investors USA Insurance Company, Irvine, CA, 92614 (form # 5E-26-13), and in New York by Metropolitan Life Insurance Company, New York, NY 10166 (form # 1E-26-13-NY).
Metropolitan Life Insurance Company , 200 Park Avenue, New York, NY 10166.