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Income Annuities

* Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer’s claims-paying ability and financial strength.

1 The Longevity Income Guarantee guarantees a fixed amount of monthly income that starts in the future and lasts as long as you live (or as long as both you and your spouse or partner lives). Longevity Income Guarantee annuity purchase rates are based on interest rates, expense and life expectancy assumptions (current annuity purchase rates) on the date each purchase payment is received.

2 $2,500 minimum for initial purchase payment. $500 minimum for additional contributions. Total purchase payments of $1,000,000 or more require prior company approval. Other restrictions may apply.

Annuity products are long-term investments designed for retirement purposes. Product availability and features may vary by state.

MetLife income annuities, like all annuities, are insurance products and not insured by the FDIC, the NCUSIF or any other government agency, nor are they guaranteed by, or the obligation of, the financial institution that sells them. All product guarantees, including optional benefits, are subject to the financial strength and claims-paying ability of the issuing insurance company.

Like most annuity contracts, MetLife's contracts contain charges, limitations, exclusions, holding periods, termination provisions and terms for keeping them in force. Contact your financial professional for costs and complete details.

Pursuant to IRS Circular 230, MetLife is providing you with the following notification: The information contained in this document is not intended to (and cannot) be used by anyone to avoid IRS penalties. This document supports the promotion and marketing of insurance products. You should seek advice based on your particular circumstances from an independent tax advisor.

MetLife, its agents and representatives may not give legal or tax advice. Any discussion of taxes herein or related to this document is for general information purposes only and does not purport to be complete or cover every situation. Tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for a specific taxpayer may vary depending on the particular set of facts and circumstances. You should consult with and rely on your own independent legal and tax advisors.

The Single Premium Immediate Annuity is issued on Policy Form MLIU-SPIA (07/06) and the MetLife Investors Longevity Income Guarantee fixed annuity is issued on Policy Form MLIU-PIB-1, both by MetLife Investors USA Insurance Company; 5 Park Plaza, Suite 1900, Irvine, CA 92614. In New York, only, the Single Premium Immediate Annuity is issued on Policy Form FMLI-SPIA (07/06) and the MetLife Investors Longevity Income Guarantee fixed annuity is issued on Policy Form FMLI-PIB-1, both by First MetLife Investors Insurance Company; 200 Park Avenue New York, NY 10166. The MAX Income Single Premium Immediate Annuity is issued on Policy Form ML-SPIA (07/06) and the MetLife Longevity Income Guarantee fixed annuity is issued on Policy Form ML-PIB-1, both by Metropolitan Life Insurance Company; 200 Park Avenue New York, NY 10166. All are MetLife companies


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