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MetLife Simple SolutionsSM New York

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Prospectuses, Annual Report, and Semiannual Reports

MetLife Simple Solutions New York Product Prospectus
American Funds® Balanced Allocation Portfolio 
      Underlying portfolio:
      * American Funds Insurance Series Bond Fund
American Funds® Moderate Allocation Portfolio 
      Underlying portfolio:
      * American Funds Insurance Series Growth-Income Fund
Barclays Capital Aggregate Bond Index Portfolio
BlackRock Money Market Portfolio
MetLife Defensive Strategy Portfolio
MetLife Mid Cap Stock Index Portfolio
MetLife Stock Index Portfolio
MSCI EAFE® Index Portfolio
Russell 2000® Index Portfolio

Statement of Additional Information

MetLife Simple Solutions New York SAI

* The "Underlying Portfolio(s)" represent 25% or more of the applicable American Funds Allocation Portfolio's overall investment portfolio. There are other Underlying Portfolios that may be held by the applicable American Funds Allocation Portfolio. Please see the applicable American Funds Allocation Portfolio's Prospectus for a full listing of the Underlying Portfolios in which the American Funds Allocation Portfolio may invest.

 

Investment Performance Is Not Guaranteed.

Prospectuses for variable annuities and single premium deferred annuities issued by a MetLife insurance company, and for the investment portfolios offered thereunder, are available from your financial professional. The contract prospectus contains information about the contract’s features, risks, charges and expenses. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. The investment objectives, risks and policies of the investment options, as well as other information about the investment options, are described in their respective prospectuses. Please read the prospectuses and consider this information carefully before investing. Product availability and features may vary by state. Please refer to the contract prospectus for more complete details regarding the living and death benefits.

Variable annuities are long-term investments designed for retirement purposes. MetLife variable annuity and single premium deferred annuity products have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any of the variable investment options in this product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn or annuitized, it may be worth more or less than its original value, even when an optional protection benefit is elected. All product guarantees, including optional benefits, are based on the claims-paying ability and financial strength of the issuing insurance company. Please contact your financial professional for complete details

Variable annuity and single premium deferred annuity withdrawals of taxable amounts are subject to ordinary income tax and if made before age 59½, may be subject to a 10% Federal income tax penalty. Withdrawals will reduce the living and death benefits and account value. Withdrawals may be subject to withdrawal charges.

Withdrawals prior to age 59½ from a 403(b) annuity or prior to age 70½ from a 457(b) plan are generally restricted. Withdrawals of taxable amounts are subject to ordinary income tax and if taken before age 59½ (where permitted) may be subject to a 10% Federal income tax penalty. However, a distribution from a 457(b) plan before age 59½ (where permitted) is not subject to the 10% federal income tax penalty, unless the distribution is from a governmental 457(b) plan and is attributable to rollover amounts accepted from another type of eligible retirement plan (such as a 403(b) contract or IRA).

Pursuant to IRS Circular 230, MetLife is providing you with the following notification: The information contained in this document is not intended to (and cannot) be used by anyone to avoid IRS penalties. This document supports the promotion and marketing of insurance products. You should seek advice based on your particular circumstances from an independent tax advisor.

MetLife, its agents, and representatives may not give legal or tax advice. Any discussion of taxes herein or related to this document is for general information purposes only and does not purport to be complete or cover every situation. Tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the facts and circumstances. You should consult with and rely on your own independent legal and tax advisors regarding your particular set of facts and circumstances.

Variable annuities other than Enhanced Preference Plus Account, Financial Freedom Account, Preference Plus Account, Preference Premier, Preference Plus Select, Preference Plus Income Advantage, MetLife Financial Freedom Select and Vestmet® are issued by MetLife Investors Insurance Company and MetLife Investors USA Insurance Company; both at 5 Park Plaza, Suite 1900, Irvine, CA 92614 and in New York, only by First MetLife Investors Insurance Company; 200 Park Avenue, New York, NY 10166. The Enhanced Preference Plus Account, Financial Freedom Account, Preference Plus Account, Preference Premier, Preference Plus Select, Preference Plus Income Advantage, MetLife Financial Freedom Select and Vestmet variable annuities are issued by Metropolitan Life Insurance Company; 200 Park Avenue, New York, NY 10166. Annuities issued by Metropolitan Life Insurance Company are offered through MetLife Securities, Inc.; 1095 Avenue of the Americas, New York, New York 10036, except Preference Premier which is offered by MetLife Securities, Inc. and New England Securities Corporation; both located at 1095 Avenue of the Americas, New York, New York 10036. MetLife Shield Level Selector Single Premium Deferred Annuity is issued by MetLife Insurance Company of Connecticut on Policy Form L-22494 (09/12). All products are distributed by MetLife Investors Distribution Company (member of FINRA); 5 Park Plaza, Suite 1900, Irvine, CA 92614. All are MetLife companies. June 2013

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