Dental Insurance
Dental insurance makes it easy to go to the dentist by minimizing out-of-pocket costs1 for routine dental check-ups, expensive procedures and most things in between.
Benefit recipients can enroll in the dental and vision plans during the OPERS Open Enrollment: October 15 through December 15. New benefit recipients or benefit recipients and/or their eligible dependents who experience a qualifying event may enroll outside of the Open Enrollment period. Please contact OPERS at 1-800-222-7377 or visit opers.org for specific enrollment guidelines.
Keep your smile and your bank account healthy
Whether you’re in need of routine cleanings or a filling, a solid dental plan makes it easier for you to protect your smile and your budget.1
- Routine visits to the dentist help prevent costly dental bills later on, as well as problems linked to medical conditions like diabetes or heart disease2
- If you have a choice of plans, consider your oral health needs and ability to pay for unexpected major services like a crown
- If you have children, consider more comprehensive coverage for less out-of-pocket costs
Dental problems can be unpredictable and expensive. For example, did you know that a crown can cost up to $1,535?3
Plan Details
You can help alleviate the added cost with MetLife Dental Insurance.
Find a Dentist
Our extensive network has thousands of dental providers to choose from. Who's the best fit for you? Select "Search" to go to the Find a Dentist tool, choose your network and enter your ZIP code for a list of participating dentists.
To find dentists within the OPERS network, please keep “PDP Plus” selected in the “Your Network” field.
MetLife Oral Health Library
1 Savings from enrolling in a dental plan will depend on various factors, including the cost of the plan, how often participants visit a dentist and the cost of services rendered.
2 American Dental Association; Dentists: "Doctors of Oral Health", American Dental Association, Chicago, IL.
http://www.ada.org/en/about-the-ada/dentists-doctors-of-oral-health. Accessed February 1, 2021.
3 Based on MetLife data for a crown (D2740) in ZIP code 06340. This example is used for informational purposes only. Fees in your area may be different.
4 Based on internal MetLife analysis. Negotiated Fees refer to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any copayments, deductibles, cost sharing and plans maximums. Negotiated fees are subject to change.
5 Covered services under your plan are set forth in the certificate of insurance or summary plan description.
Like most group plan programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of plans, limitations and terms for keeping them in force. Please contact MetLife for complete details.