Legal Plans
Easy access to legal counsel for many legal matters with no additional fee.
Open Enrollment Information
NEW for 2026, MetLife Legal Plans has partnered with Family First to provide customized caregiving solutions
To maintain and review your legal benefits, click here for more information
Access to an attorney at a fraction of the cost
MetLife Legal Plans can be a valuable benefit for you and your family.
Preparation and peace of mind are key to our overall well-being, especially in times of uncertainty. Knowing that you have a plan and trusted resources in place should you require legal assistance is one less thing to worry about.
- Access to legal advice and representation from a network of vetted attorneys
- Typically covers a wide range of legal matters such as: wills and estate planning, buying or selling a home, debt collection, traffic tickets, family law and more
- No copays, deductibles or waiting periods1
- Digital Estate Planning to create wills, living wills and powers of attorney from the comfort of your home
67% of employees have experienced a legal situation in the past 5 years2
Plan Details
Easy access to legal counsel for many legal matters with no additional fee.
Legal Plans FAQs
Getting started is easy. You simply choose an attorney in any area of practice from our network, which is available online or via one of our Call Center representatives in Cleveland, OH. We will then give you an Eligibility ID number to share with the lawyer when you call to make an appointment. It’s that simple.
You can meet with a Network Attorney face- to- face or by phone. You can also submit questions online via the Ask an Attorney feature and receive a response within 24 hours– whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance.
Our Network Attorneys are there for you, whenever you need advice on any personal legal matter or representation on legal services covered under your plan—giving you peace of mind that you’ve got an expert on your side, for as long as you need them.
Even experienced attorneys need to grow their practice. By providing exceptional service to you and other plan members, they can gain more clients through your referrals. That’s how we’ve established a large network of 18,000+ highly experienced attorneys, who have an average of 25 years of experience. Participating law firms in our attorney network are re-credentialed.
Yes. Our Client Service Center representatives in Cleveland, OH, are available to help you find the right attorney for your personal legal matter. They can provide a list of local network attorneys to you over the phone or they can email the list to you. We’re committed to ensuring you receive the expert legal help you need, when you need it.
Yes. If you prefer to work with an out-of-network attorney, we’ll reimburse you for services based on a set fee schedule.3
Yes. You have unlimited use of the plan over the course of the year for covered legal matters; we don’t have use limits. Your Eligibility ID indicates your plan coverage to the attorney.4
Less than you might think. For less than a dollar a day, you can have our legal experts on your side, for as long as you need them. You can find the exact cost for your plan in the enrollment materials provided by your employer.
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1 When using a network attorney for a covered matter.
2 2023 MetLife Legal Plans Legal Access Study.
3 The Participant will be reimbursed according to the set fee schedule, the lesser of the maximum reimbursement amount or the attorney’s actual charge. Your employees will be responsible to pay the difference, if any, between the plan’s payment and the non-plan attorney’s charge forservices. MetLife Legal Plans is not responsible for legal work performed by out-of-network attorneys.
4 For more specific information, please refer to www.metlife.com/mybenefits.
Legal plans are administered by MetLife Legal Plans, Inc., Cleveland, Ohio. In California, this entity operates under the name MetLife Legal Insurance Services. In certain states, legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI. For costs and complete details of the coverage, call or write the company.