Yes, you can enroll both yourself and eligible family members. All you need to do is enroll during your enrollment period and be actively at work. Some states require the insured to have medical coverage, and dependents may be subject to medical restrictions as outlined in the Certificate.

Hospital stays can be pricey and often unexpected. Even the best medical plans can leave you with extra expenses to pay for services that just aren’t covered,⁴ including things like plan deductibles, copays, extra costs for out-of-network care or non-covered services. Many people aren’t prepared to handle these extra costs, so having this extra financial support when the time comes may mean less worry for you and your family.

Yes. Your hospital indemnity coverage is guaranteed, regardless of your health.⁵ You just need to be actively at work. There are no medical exams to take and no health questions to answer, so the whole process might be easier than you think.

Payments will be made directly to you, not to doctors, hospitals or any other healthcare providers. Benefits are paid no matter what your other insurance plans may cover and you can use your payment as you see fit. Use it to help cover your medical insurance deductibles, copays, household bills and more.

Yes. This coverage is portable, meaning you can take it with you wherever you go. Your coverage will only end if you stop paying your premium or if your current employer chooses to cancel the group hospital indemnity insurance policy.³