Legal Plans
Easy access to legal counsel for many legal matters.
Annual enrollment is October 24- November 7, 2025
Questions? Call MetLife at 1-888-892-5472.
Access to an attorney at a fraction of the cost
MetLife Legal Plans can be a valuable benefit for you and your family.
Preparation and peace of mind are key to our overall well-being, especially in times of uncertainty. Knowing that you have a plan and trusted resources in place should you require legal assistance is one less thing to worry about.
- Access to legal advice and representation from a network of vetted attorneys
- Typically covers a wide range of legal matters such as: wills and estate planning, buying or selling a home, debt collection, traffic tickets,1 family law and more
- No copays, deductibles or waiting periods2
- Digital Estate Planning3 to create wills, living wills and powers of attorney from the comfort of your home
67% of employees have experienced a legal situation in the past five years.4
Plan Details
Useful Documents
Legal Plans FAQs
Yes, you can enroll both yourself and eligible family members. All you need to do is enroll during your enrollment period or a qualifying life event, and be actively at work.
Enroll in the legal plan during your new hire or annual enrollment period, then the rest is easy. When you need to use the plan, you simply choose an attorney in any area of practice from our network, which is available at www.members.legalplans.com, or via one of our call center representatives. Call the attorney you select and provide your name and Eligibility ID, which can be found on our member site or provided by the call center. Then schedule a time to talk or meet. It’s that simple!
You can speak to our network attorneys face to face, by phone, or you can submit questions online to our Attorney e-Panel – whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance.
Our network attorneys are there for you, whenever you need advice on any personal legal matter— giving you peace of mind that you’ve got an expert on your side, for as long as you need them.
Even experienced attorneys need to grow their practice! By providing exceptional service to you and other plan members, attorneys can gain more clients through your referrals. That’s how we’ve established a large network of 18,000+ attorneys nationwide. Our attorneys average 25 years of experience, and every year, all participating lawyers in our attorney network are re-credentialed.
Yes. Our Client Service Center representatives in Cleveland, OH, are here to help you find the right attorney to help you with your legal matter, whatever that might be. We’re committed to ensuring you receive the expert legal help you need, when you need it.
Create an account at www.members.legalplans.com or call our Client Service Center at 800-821-6400, Monday through Friday, 8:00 a.m. to 8:00 p.m., ET, if you have questions about our legal plan benefits, network attorneys or other matters involving the legal plan.
Yes. You can use any attorney you’d like. If you choose an attorney outside of our network, we’ll reimburse you for services based on a set fee schedule.5
Yes. You have unlimited use of the plan over the course of the year for covered legal matters.
Less than you might think. For less than a dollar a day, you can have our legal experts on your side, for as long as you need them. You can find the exact cost for your plan in the enrollment materials provided by your employer.
Once enrolled, coverage becomes effective on January 1 of the plan year, and will remain in effect for the entire plan year. If you wish to cancel your coverage, you must wait until the next Annual Enrollment period to do so. You will be automatically re-enrolled in the plan each year unless you call to cancel during the Annual Enrollment period. For questions please call: 1-888-892-5472.
Make Big Decisions a Little Easier
Tap into a network of top attorneys when you need help managing planned and unplanned legal situations.
MyBenefits is the web portal for MetLife group participants.
For questions regarding MetLife benefits please call 1-888-892-5472
To make elections, assign beneficiaries or if you have any other questions for Benefit Connect, please call 1-888-409-3300 or visit them at Benefit Connect https://fcabenefits.ehr.com/
1 Does not cover DUI.
2 When using a network attorney for a covered matter.
3 Digital Estate Planning is not available for customers located in GU, PR and VI. It is not included with dependent life coverages. Domestic Partnerships are not currently supported however members in a domestic partnership may use a MetLife Legal Plans attorney for their planning needs. Online Notary is not available in all states. Legal plans are provided by MetLife Legal Plans, Inc., Cleveland, OH. In certain states, legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI.
4 MetLife’s 22nd Annual Employee Benefit Trends Study, 2024.
5 The participant will be reimbursed according to the set fee schedule, the lesser of the maximum reimbursement amount or the attorney’s actual charge. You will be responsible to pay the difference, if any, between the plan’s payment and the non-plan attorney’s charge for services. MetLife Legal Plans is not responsible for legal work performed by out-of-network attorneys.
Legal plans are administered by MetLife Legal Plans, Inc., Cleveland, Ohio. In California, this entity operates under the name MetLife Legal Insurance Services. In certain states, legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI. Payroll deduction required for group legal plans. For costs and complete details of the coverage, call or write the company.
MetLife® is a registered trademark of Metropolitan Life Insurance Company, New York, NY. ©2025 MetLife Services and Solutions, LLC, MetLife Legal Plans, Inc., 1111 Superior Avenue, Suite 800, Cleveland, OH 44114