Vision Insurance

MetLife VSP Vision Insurance

Vision insurance helps cover fees for annual preventive care check-ups, glasses and contacts.

Take care of your eyes and your health

Even if you have perfect vision, yearly eye exams are essential. You can save up to 60% on a range of vision services and eyewear, including yearly eye exams, glasses, contact lenses, fittings and evaluations.1

  • Provides significant savings1
  • Choose from thousands of ophthalmologists and opticians

Did you know routine vision exams do more than protect your eyes? They can also help protect your health by catching early signs of serious problems, such as diabetes and high blood pressure.2

MetLife VSP Plan Details

Take care of your eyes and your health.



Vision Insurance FAQs

MetLife Vision covers a wide range of services. They include routine eye exams, glasses, contact fittings, evaluations and lenses, plus additional savings on non-prescription sunglasses and laser vision correction.3

A vision plan is a competitively-priced way to help protect the eyesight of everyone in your family. Even if you don’t wear glasses or contacts, regular visits to your eye doctor are important to your overall health. Routine eye exams can help detect other health problems.2

Eyeglasses and routine eye exams can be more expensive than you may think. With MetLife, through low to no copays, you can save up to 60% on vision wear and services.1 Lens options like polycarbonate (shatter-resistant) lenses for children up to age 18 and ultraviolet (UV) coating are covered in full. You also enjoy fixed copays for scratch-resistant and anti-reflective coatings, progressive lenses,4 and more.

You can go to any licensed eye care professional. Choose from the thousands of ophthalmologists, optometrists and opticians at private practices or popular retail locations like Costco® Optical, America’s Best, Cohen’s Fashion Optical, Eyeglass World, For Eyes Optical, Pearle Vision*, Sam’s Club, Shopko, Visionworks, Walmart and more.

You can choose the eyewear that’s right for you and your budget. Your eye care professional can help you choose from classic styles to the latest designer frames. You can select from hundreds of options for you and your family. Some of the great brands to choose from include Anne Klein, bebe®, Flexon®, Lacoste, Nike, Nine West, Calvin Klein, and more.

Protect your family’s eyesight

Thanks to his coverage, Darryl could afford to meet his family’s vision needs.

1 Your actual savings by enrolling in a MetLife Vision Plan will depend on various factors, including plan premiums, number of visits by your family per year to an eye care professional and the cost of services and materials received. Be sure to review the Schedule of Benefits for your plan’s specific benefits and other important details.

2 Heiting, OD, Gary, Eye Exams: 5 Reasons Why They Are Important, February 2021.,

3 Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional cost to the member. Additional savings on laser vision care is only available at participating locations

4 All lens options are available at participating private practices. Please note the maximum copays and pricing are subject to change without notice. Check with your provider for details and copays applicable to your lens choice. Please contact your local Costco to confirm the availability of lens options and pricing prior to receiving services. Additional discounts may not be available in certain states.

*Not all Pearle Vision locations participate in the MetLife Vision program. Please visit to confirm participating locations by using our Find A Provider online directory.

Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife for complete details.

Vision benefits are underwritten by Metropolitan Life Insurance Company (MetLife), New York, NY. Certain claim and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with MetLife or its affiliates.