MetLife Legal Plans
Get legal support whenever you need it for life's big - and everyday - moments. Starting January 1, 2024, reproductive assistance coverage and adoption assistance is available. See your plan for details or review additional information in the FAQs section.
Get access to a network of attorneys who can help you with a wide range of issues
Preparation and confidence are key to our overall well-being, especially in times of uncertainty. Knowing that you have a plan and trusted resources in place should you require legal assistance is one less thing to worry about.
MetLife Legal Plans can be a valuable resource for you and your family. It offers:
- Access to legal advice and representation from a network of vetted attorneys
- Coverage for a wide range of legal matters such as wills and estate planning, buying or selling a home, debt collection, traffic tickets, family law, and more
- No copays, deductibles or waiting periods1
- Digital estate planning to create wills, living wills and powers of attorney from the comfort of your home
Did You Know?
67% of working adults have been involved in a legal issue within the last three years2
RESOURCE CENTER
Plan Details
With MetLife Legal Plans, you'll get easy access to legal counsel for many legal matters with no additional fee.
Already enrolled? Visit members.legalplans.com to create an account, view covered services, find an attorney and more.
Easy access to professional legal advice and legal documents for the road ahead.
Get coverage for a wide range of personal legal matters.
Already enrolled? Go to the legal plans site to set up your account to find plan attorneys in your area, learn more about covered services, obtain a case number and access the digital estate planning solution through our website.
Legal Plans FAQs
Getting started is easy. You simply choose an attorney in any area of practice from our network, which is available online or via one of our representatives. We will then give you an Eligibility ID number to share with your lawyer when you make an appointment. It’s that simple.
You can speak to our network attorneys face to face, by phone, or you can submit questions online to our Ask an Attorney Panel – whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance.
Our network attorneys are there for you, whenever you need advice on any personal legal matter or representation on a number of legal services covered under your plan—giving you confidence that you’ve got an expert on your side, for as long as you need them.
Even experienced attorneys need to grow their practice. By providing exceptional service to you and other plan members, they can gain more clients through your referrals. That’s how we’ve established a large network of highly experienced attorneys, averaging 25 years of experience. And every year, all participating lawyers in our attorney network are re-credentialed.
Yes, our Client Service Center representatives are here to help you find the right attorney that’s best placed to help you with your legal matter, whatever that might be. We’re committed to ensuring you receive the expert legal help you need, when you need it.
Yes, you can use any attorney you’d like. If you choose an attorney outside of our network, we’ll reimburse you for services based on a set fee schedule.3
Yes, you have unlimited use of the plan over the course of the year for covered legal matters.4
Less than you might think. For less than a dollar a day, you can have our legal experts on your side, for as long as you need them. You can find the exact cost for your plan in the enrollment materials provided by your employer.
Yes, your plan can cover the costs of up to 20 hours of legal services related to reproductive assistance matters such as surrogacy, egg, sperm, or embryo adoption.
Yes, a network attorney can help you navigate the adoption process, reviewing paperwork, providing advice and consulting on the steps involved in the process.
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Empower your future
Help cover the costs on a range of legal issues with a Legal Plan and get access to experienced attorneys to help with estate planning, and help with estate planning, family and real estate matters, and more.
1 When using a network attorney for a covered matter.
2 2023 MetLife Legal Plans Legal Access Study.
3 The Participant will be reimbursed according to the set fee schedule, the lesser of the maximum reimbursement amount or the attorney’s actual charge. Your employees will be responsible to pay the difference, if any, between the plan’s payment and the non-plan attorney’s charge for services. MetLife Legal Plans is not responsible for legal work performed by out-of-network attorneys.
4 For more specific information, please refer to MyBenefits.
Legal plans are administered by MetLife Legal Plans, Inc., Cleveland, Ohio. In California, this entity operates under the name MetLife Legal Insurance Services. In certain states, legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI. For costs and complete details of the coverage, call or write the company.