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Paycheck or Pot of Gold StudySM

lump sum depletion study

MetLife recently commissioned research, which was conducted by Harris Poll among more than 700 defined benefit and defined contribution plan participants, to examine individuals' decision-making process and experience when it comes to choosing between guaranteed income payments or a one-time lump sum payment from a workplace retirement plan.



1 Those who took a lump sum from a DC plan and did not have separate DB pension income depleted their money in just four years; very small base (n<40).


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