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Car Insurance

Car insurance covers you in case of an accident or theft. Save with an employee or association discount!

Protect yourself and your family with quality car insurance from MetLife Auto & Home. Whether you're an individual or part of an organization that receives group discounts, big policy savings are waiting for you.

Individuals can enjoy:

  • Great savings. Save hundreds with discounts for good drivers and savings for every year you drive claim-free.1
  • Quality coverage. In addition to comprehensive and collision coverage, many of our policies offer new car replacement, special parts replacement, enhanced rental car damage coverage and identity theft protection at no extra cost.2 So you are taken care of from end to end.
  • Convenience. Coverage is tailored to your world. Get personalized customer service, choose between multiple payment options and schedules, and manage your account online. No matter where you are, we're always at your side ready to help.

Group Participants get:

  • Special discounts. Through a benefits package with their employer or association, most people saved an average of $586 per year!3
  • Coverage that stays with you. If you go on sabaatical, retire or leave your company, your coverage continues without interruption or change. So you're always protected. 
  • Great features. Group participants are still eligible for the same great benefits as individuals, including replacement coverage for total loss, rewards for good driving, enhanced rental car damange coverage, identity theft protection and more.2 All while enjoying a more affordable premium.

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1 Deductible Savings Benefitsm is not available in all states. NY drivers must pay a state-required minimum deductible before using this benefit.

2 Subject to deductible. See policy for restrictions. Not available in all states. Identity Protection Services are not available to auto customers in NC or NH nor with all policy forms. Identity Protection Services are available in NC homeowner policies with the optional “Identity Theft Expense and Resolution Plus” endorsement for an additional premium.

3 Savings are based on our 2018 countrywide research of new call center customers' annual average savings in 2017. Statistics do not reflect sales of the product sold on MetLife Auto & Home MyDirect®

4 See policy for restrictions.

5 Subject to deductible and state availability. See policy for restrictions. Does not apply to leased, substitute, or non-owned autos. Applies within the first 12 months, or first 15,000 miles of ownership, whichever comes first.

6 Subject to deductible and state availability. See policy for restrictions.

7 You must be a licensed driver for at least two years. Additional restrictions apply. Speak to a MetLife Auto & Home representative to be sure that course you enroll in is an eligible qualifier for the discount. Discount and availability varies by state.

8 Discounts and availability vary by state.

9 Auto/Home Multi-policy Discount: A discount will apply to the total policy premium for those insured with both home and private passenger automobile insurance with MetLife Auto & Home. The percentage amount of the discount may vary by state. The Auto/Home Multi-policy Discount is not available to auto policies where the insured's homeowners insurance is a renter's policy, and is not available on the homeowners policy, if the auto policy is written by Metropolitan General Insurance Company or at a nonstandard rate level. 
Receive 5% off your auto policy premium when you already purchased qualifying life insurance or annuity products written by Metropolitan Life Insurance Company or an affiliated company domiciled in the United States. Not available in all states.

10 Subject to applicable law, individual qualification, and local availability, if you move interstate upon your termination. Not all policies are available in all states. Payments may be made by cash, check, or by credit/debit card except in those cases where electronic payments are required. The same insurance is available regardless of the method of payment.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company (CA Certificate of Authority: 6730; Warwick, RI), Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company (CA COA: 6393; Warwick, RI), and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify.

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