Residential Credit
Actively managed U.S. residential credit strategies including whole loans and structured solutions seeking diversified income and attractive risk-adjusted returns.
$34.5B
173+
Proprietary dataset of invested loans supports data-driven underwriting and credit selection decisions
~$62B
Residential whole loans purchased since 2012 demonstrating scale, sourcing depth and consistent deployment
14+
Years of performance data used to evaluate loan-level underwriting process
Actively managed U.S. residential whole loans
The strategy invests in U.S. residential whole loans for institutional investors, offering custom structures and direct ownership. Loan-level underwriting, servicer oversight, and robust reporting provide transparency and control, while broad sourcing supports diversification.
Our competitive advantages
Scaled sourcing across U.S. residential mortgage markets
We access a broad universe of U.S. residential whole loans through an established network of originators, broker-dealers and banks. This scaled sourcing model supports consistent and diversified deal flow and access to both bulk and bespoke opportunities, including exposure beyond public securitized markets.
Disciplined, data-driven underwriting
Each loan is evaluated through a rigorous, loan-level underwriting process informed by more than 13+ years of performance data across $59B+ of residential mortgages.1
Flexible portfolio construction for institutional investors
Portfolios are actively constructed with flexibility across loan-to-value (LTV), FICO, loan type and geography.
Active management and integrated platform
The platform supports active management across the full investment lifecycle, including continuous loan-level monitoring and dedicated servicing oversight. Our integrated approach, combined with structuring expertise, aims to provide transparency, control and consistent portfolio management for institutional investors.