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MetLife Income Annuity

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A MetLife Income AnnuitySM1 gives you more certainty in retirement by offering stable, predictable income and a variety of flexible options to choose from, including:
Increasing Income Option – Helps with keeping pace with increasing costs.
Early Access Option – Access some of your future payments should an unexpected need arise.

1 The MetLife Income Annuity is referred to as Single Premium Immediate Annuity (SPIA) or MAX Income Single Premium Immediate Annuity in the contract and on related forms.

MetLife fixed income annuities, like all annuities, are insurance products and are not insured by the FDIC, the NCUSIF or any other government agency, nor are they guaranteed by, or the obligation of, the financial institution that sells them. All MetLife fixed income annuity product guarantees are made solely by the issuing insurance company and are subject to the issuing insurance company’s claims-paying ability and financial strength.

Like most annuity contracts, MetLife fixed income annuities have limitations, exclusions, termination provisions and terms for keeping them in force. Please contact your financial professional for complete details.

Pursuant to IRS Circular 230, MetLife is providing you with the following notification: The information contained in this document is not intended to (and cannot) be used by anyone to avoid IRS penalties. This document supports the promotion and marketing of insurance products. You should seek advice based on your particular circumstances from an independent tax advisor.

MetLife, its agents, and representatives may not give legal or tax advice. Any discussion of taxes herein or related to this document is for general information purposes only and does not purport to be complete or cover every situation. Tax law is subject to interpretation and legislative change. Tax results and the appropriateness of any product for any specific taxpayer may vary depending on the facts and circumstances. You should consult with and rely on your own independent legal and tax advisors regarding your particular set of facts and circumstances.

The Single Premium Immediate Annuity is issued by MetLife Investors USA Insurance Company, 5 Park Plaza, Suite 1900, Irvine, CA 92614 on Policy Form MLIU-SPIA (07/06) and in New York, only by First MetLife Investors Insurance Company, 200 Park Avenue, New York, NY 10166 on Policy Form FMLI-SPIA (07/06) and the MAX Income Single Premium Immediate Annuity is issued by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166 on Policy Form ML-SPIA (07/06). All are MetLife companies.


• Not A Deposit • Not FDIC-Insured • Not Insured By Any Federal Government Agency
• Not Guaranteed By Any Bank Or Credit Union


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